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PRIVACY POLICY


Effective as of 1st January 2019

As the owner of this website the “www.investmentcover.com”, Twine Digital Pvt Ltd we understand that your privacy is of critical importance. This Privacy Policy describes what information we collect from you via the Site and how we use and disclose such information.

Investmentcover.com provides you the best products through the most convenient and smooth process.

This Site is affiliated with Twine Digital Pvt Ltd for the purposes of placing advertising on the Site. Twine Digital uses standard and widely-available tools for the placement and serving of ads. We publish interest-based advertisements on the Site; that is, ads that are tailored to reflect your interests. To help understand your interests, Twine Digital, and our other advertising partners will track your behaviour on our website and on other websites across the Internet using cookies.

By using this Site, you consent to the use of such cookies and the sharing of data captured by such cookies with Twine Digital and our other third party partners.

By using the website and/or registering yourself at www.investmentcover.com you authorize us, our affiliates & our associate partners to contact you via email or phone call or sms and offer you their services for the product you have opted for, imparting product knowledge, offer promotional offers running on website & offers offered by the associated third parties, for which reasons, as well as web aggregation, personally identifiable information may be collected as detailed below.

In this context, you agree and consent to receive all communications at the mobile number provided, even if this mobile number is registered under DND/NCPR list under TRAI regulations.

This Privacy Policy covers www.investmentcover.com treatment of personally identifiable information that www.investmentcover.com collects when you are on the www.investmentcover.com site, and when you use www.investmentcover.com services. This policy also covers www.investmentcover.com treatment of any personally identifiable information that www.investmentcover.com business partners share with www.investmentcover.com.

This policy does not apply to the practices of companies that Twine Digital Pvt does not own or control or to people that Twine Digital Pvt Ltd does not employ or manage.

www.investmentcover.com collects personally identifiable information when you register for a www.investmentcover.com account, when you use certain www.investmentcover.com products or services, when you visit www.investmentcover.com pages, and when you enter promotions. www.investmentcover.com may also receive personally identifiable information from our business partners. When you register with www.investmentcover.com, we ask for your first name, last name, state, city, email, birth date, and gender. Once you register with www.investmentcover.com and sign in to our services, you are not anonymous to us. Also during registration, you may be requested to register your mobile phone and email id, pager, or other device to receive text messages, notifications, and other services to your wireless device. By registration you authorize us to send sms/email alerts to you for your login details and any other service requirements or some advertising messages/emails from us.

INFORMATION SHARING AND DISCLOSURE

www.investmentcover.com will not sell or rent or disclose your personally identifiable information to anyone other than as specifically noted herein. Notwithstanding the foregoing, www.investmentcover.com may share, sell and/or transfer your personally identifiable information to an affiliate and/or associate partner/business partner. www.investmentcover.com may also share, sell, and/or transfer your personally identifiable information to any successor-in-interest as a result of a sale of any part of www.investmentcover.com business or upon the merger, reorganization or consolidation of www.investmentcover.com with another entity on a basis that www.investmentcover.com is not the surviving entity. For the purposes of this paragraph, "affiliate" means any person directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with www.investmentcover.com. The term "control," as used in the immediately preceding sentence, shall mean with respect to any person, the possession, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person.

As used in this Privacy Policy, the term "person" includes any natural person, corporation, partnership, limited liability Company, trust, unincorporated association or any other entity. If you are no longer interested in receiving e-mail announcements and other marketing information from us, or you want us to remove any PII that we have collected about you, please e-mail your request to info@investmentcover.com.

TRANSACTIONAL DATA

We may process information relating to transactions, including purchases of goods and services, which you may enter into with us and/or through our Site ("Transactional Data"). The Transactional Data may include your contact details, your card details and the transaction details. The transaction data may be processed for the purpose of supplying the purchased goods and services and keeping proper records of those transactions.

OUR USE OF COOKIES

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

We use cookies for the following purposes: (a) authentication - we use cookies to identify you when you visit our website and as you navigate our website; (b) status - we use cookies [to help us to determine if you are logged into our website; (c) personalization - we use cookies [to store information about your preferences and to personalize the website for you; (d) security - we use cookies as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally;(e) advertising - we use cookies [to help us to display advertisements that will be relevant to you; and (f) analysis - we use cookies [to help us to analyze the use and performance of our website and services.

THIRD PARTY ADVERTISING

We may use third-party advertising companies and/or ad agencies to serve ads when you visit our Web site. These companies may use information (excluding your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you.

We use third-party service providers to serve ads on our behalf across the Internet and sometimes on this site. They may collect anonymous information about your visits to our website, and your interaction with our products and services. They may also use information about your visits to this and other websites to target advertisements for goods and services. This anonymous information is collected through the use of a contextual targeting, cookie, pixel placed on our website/app, which is industry standard technology used by most major websites.

We may use third parties to provide the functionality to allow you to register for the Site, in which case the third party will also have access to your information. Otherwise, we will not provide any personally-identifying information about you to third parties, except if required by law;

We may use your personally-identifying information for a variety of our internal business purposes, such as creating a better user experience for the Site, diagnosing and troubleshooting malfunctions on the Site, better understanding how the Site is used, and making personalized recommendations to you.

LEGAL

We strictly follow the norms of non-disclosure and any agreement thereof. It is our endeavor to ensure that the websites linked to us are safe and secure. However we have no control over 3rd party websites. Given our legal responsibilities to legal authorities and regulators, there may be situations when we need to share your information with legal authorities or processes or need to protect our right or to comply by terms and conditions

OTHER SITES

There might be affiliates or other sites linked to our web site. Personal information that you provide to those sites are not our property. The affiliated sites may have different privacy practices and we encourage you to read their privacy policies. These sites may place their cookies or other files on your computer, collect data or solicit personal information.

PRIVACY POLICY CHANGES

www.investmentcover.com may amend this policy from time to time, at our discretion. We may change this Privacy Policy from time to time. The most recent version of the Privacy Policy will always be posted on the Site, with the "Effective Date" posted at the top of the Policy. We may revise and update this Privacy Policy if our practices change, as technology changes, or as we add new services or change existing ones. If we make any material changes to our Privacy Policy or how we handle your personal information, or we are going to use any personal information in a manner that is materially different from that stated in our Privacy Policy at the time we collected such information, we will give you a reasonable opportunity to consent to the change. If you do not consent, your personal information will be used as agreed to under the terms of the privacy policy in effect at the time we obtained that information. By using our Site or services after the Effective Date, you are deemed to consent to our then-current privacy policy. We will use information previously obtained in accordance with the Privacy Policy in effect when the information was obtained from you.

CONTACTING US

In case if you have any query to need assistance, please call us at 01140793102 or email us at info@investmentcover.com. We would be happy to answer your queries.

CONFIDENTIALITY

www.investmentcover.com understands that the confidentiality, integrity, and availability of your information are vital to our business operations and our own success. We have implemented strict standards for all processes supporting the development and delivery of services by www.investmentcover.com.

DISCLAIMER

Visitors to this website/portal and every third party is hereby informed that the owners of this website/portal, i.e., www.investmentcover.com, are not the agents or intermediaries of the entities providing the deals that you have opted for and whose products are dealt with in this website/portal. They are also not the sub-agents or sub-intermediaries of the agents and intermediaries of the respective entities. Though best endeavours are made to make correct policy/product comparisons, quotes, features, etc., based on the information provided by the entities providing the deals that you have opted for and whose products are dealt with in this website/portal. It is made abundantly clear that www.investmentcover.com, its directors, shareholders, officers and employees and www.investmentcover.com are in no way responsible to or liable for any one for his/her investment decision, and every prospect/ investor/policyholder shall be solely responsible for the consequences of his/her decision. Not-withstanding anything mentioned before, we reserve the right to contact you via any mechanisms, not limited to email, sms, or phone calls, to solicit feedback of your experience and to provide any additional services that you would be eligible for, either as a customer or as a visitor. We are not liable for any damages occurring to you as part of feedback solicitation and additional service provision. We use cookies and other technologies to store certain types of information each time you visit any page on our website. Cookies enable this website to recognize the information you have consented to give to this website and help us determine what portions of this website are most appropriate for your professional needs. We may also use cookies to serve advertising banners to you. These banners may be served by us or by a third party on our behalf. These cookies will not contain any personal information. Whether you want your web browser to accept cookies or not is up to you. If you have not changed your computer's settings, most likely your browser already accepts cookies. If you choose to decline cookies, you may not be able to fully experience all features of the website. You can also delete your browser cookies of disable them entirely. But this may significantly impact your experience with our website and may make parts of our website nonfunctional or inaccessible. We recommend that you leave them turned on.