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Savings Account online apply Savings Account

  • A Savings Account is an interest-bearing deposit account held at a bank that provides low to modest interest rate.
  • Saving account comes with Debit/ATM Card, Cheque Book and Internet Banking and a Pass Book (if specifically requested for).
  • People opening savings accounts in various banks (public, private or co-operative) have to mandatorily maintain a certain money threshold in their saving accounts. This is called as Minimum Account Balance (MAB). When MAB falls below the required threshold amount, the bank generally levies a penalty on the account holder.
  • Please note that banks charge penalty on non-maintenance of MAB which is calculated as a monthly average balance over a period of time and not actually a minimum balance at point in time.
  • Mathematically speaking, MAB calculated by taking the sum of all end of the day closing balances in your savings account and dividing that by the number of days in that month (including holidays).
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Basic Savings Account

The account is available for Indian Residents above the age of 18 years only. The account is not available to individuals in the capacity of HUF Kartas. NRIs are not eligible for this account.

Customer should not be holding any other Savings Account with Bank.

Other Savings Accounts

The account is available for Indian Residents above the age of 18 years only. In the case of minors, the parents or legal guardian of the minor can open the account on their behalf.

Documents Required

Individual Account

Documents acceptable as proof of



Voter's Identity Card

Driving Licence

Aadhaar Card


PAN Card

Any one document towards proof of identity and proof of address (either permanent or current) would be required.

Minor Account

Documents required are:

If minor is less than 10 years of age, ID proof of the person who will operate the account to be submitted.

In cases where minor can operate the account independently, KYC procedure for identification/address verification as in the case of any other individuals would apply.

Small Account

A small account can be opened with any one of the following documents which are deemed as ‘Officially Valid Documents'

Identity card with applicant's photograph issued by Government Departments, Statutory/Regulatory Authorities, PSUs, SCBs, and PFIs.

A letter issued by a gazetted officer, with a duly attested photograph of the person.

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