SBI Credit Card Rewards Redemption
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SBI CREDIT CARD REWARD POINTS

SBI (State Bank of India) offers the uniquely called Shop-and-Smile program to all their eligible customers. Customers earn reward points on every transaction of their SBI credit card like shopping, dining, travel, fuel etc. These reward points, under the Shop-and-Smile program, can be redeemed against a variety of gifts from the SBI online rewards catalogue consisting of various reward categories like electronics, vouchers, accessories, clothing, books etc.

How to earn SBI credit card reward points?

You can earn SBI credit card reward points by using your SBI credit card to make purchases for your expenses like shopping, travel, fuel, retail stores etc. The more you use your SBI credit card for your transactions, the more reward points you gain and the more gifts you can redeem. You’ll be able to get the most out of your hard-earned money. The reward points can be exchanged for merchandise, gift vouchers, payment of outstanding fees etc. Shop-and-Smile Rewards points come with a validity of two years and are applicable for most of the credit cards.

SBI Credit Card

Rate of earning of Reward Points

Accelerated Reward Points

Normal Reward Points

SimplySAVE SBI Credit Card

10X reward points per Rs 100 spent on dining, movies, departmental stores and grocery spends.

1 reward point per Rs 100 spent on other spends.

SimplyCLICK SBI Credit Card

10X reward points on online spends with exclusive partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds and UrbanClap.

5X rewards on all other online spends.

1 reward point per Rs 100 on all other spends.

 

SBI Credit Card Prime

20 reward points per Rs 100 spent on standing instructions of Utility Bills Payment. 15 reward points per Rs 100 spent on Big Basket. 10 reward points per Rs 100 spent on dining, groceries, movies and departmental store shopping.

2 reward points per Rs 100 on all other retail spends.

Yatra SBI Credit Card

6 reward points on every Rs 100 spent on departmental stores, dining, movies, entertainment, grocery shopping and international shopping.

1 reward point on Rs 100 spent on all other categories.

SBI Elite Advantage Credit Card

10X reward points on online spends with exclusive partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds and UrbanClap. 5X rewards on all other online spends.

1 reward point per Rs 100 on all other spends.

IRCTC Platinum SBI Credit Card

Upto 10% valueback as reward points on booking AC railway tickets through the IRCTC website. 350 activation bonus reward points on single transaction of Rs 500 or more within 45 days of getting the card.

Earn 1 reward point for every Rs 125 spent on non-fuel retail purchases, including railway ticket purchases at the IRCTC official website.

IRCTC SBI Credit Card Premier

1500 reward points equivalent to Rs 1500 on payment of first annual fee. 10% valueback as reward points air AC1, AC2, AC3 and AC CC ticket purchase through the IRCTC website. 5% valueback on air ticket purchase through the IRCTC website. 5% valueback on E-catering purchases through the IRCTC website. 2500 reward points on annual spends of Rs 50,000 on travel. 5000 reward points on annual spends of Rs 1 lakh on travel.

3 reward points per Rs 125 spent on dining and utility. 1 reward point for every Rs 125 spent on other non-fuel retail purchases, including railway ticket purchases at the IRCTC official website.

Club Vistara SBI Credit Card

Earn 8 CV points for every Rs 100 spent on Vistara flight.

Get 3 Club Vistara reward points on every Rs 200 spent using the Club Vistara SBI Credit Card.

Club Vistara SBI Credit Card Prime

Earn 9 CV points for every Rs 100 spent on Vistara flight.

Get 4 Club Vistara reward points on every Rs 200 spent using the Club Vistara SBI Credit Card Prime.

SBI fbb StyleUP Credit Card

10X reward points on spends at Big Bazaar, Standalone fbb and food bazaar outlets and dining.

2000 bonus reward points every year as anniversary gift.

How to redeem SBI Credit Card Reward Points?

You can redeem your SBI Credit Card Reward Points through either the SBI official website or the SBI mobile app by following the instructions given below.

Redeem reward points through Website

  • Login to the official website of SBI.
  • Click on “Rewards” and then click on “Redeem Rewards”.
  • Browse through the various SBI credit card rewards available and choose a suitable reward of your choice.
  • Click on “Redeem now” and confirm.
  • You can use the “Points+Pay” feature which gives you the freedom to redeem your reward points through the usual redemption of Reward Points and partly through the balance on your SBI Credit Card.

Redeem reward points through Mobile App

  • Login to the SBI Card Mobile App.
  • Click on “Rewards” at the left-hand side and click on “Redeem Rewards”.
  • Browse through the various SBI credit card rewards available and choose a suitable reward of your choice.
  • Click on “Redeem” and confirm.
  • You can use the “Points+Pay” feature which gives you the freedom to redeem your reward points through the usual redemption of Reward Points and partly through the balance on your SBI Credit Card.

SBI Credit Card Rewards Store/Catalogue

Category

Brands

Accessories

Samsung/ Michael Kors/ Fossil/ Bvlgari/ Rayban/ Lavie/ Bata/ Tommy Hilfiger/ Parker/ Hidesign/ Nike/ Park Avenue/ Swiss Military/ Esprit/ Ferragamo/ Fastrack/ Voylla etc.

Apparel & Superstore

Shoppers Stop/ Celio/ Hush Puppies/ Pantaloons/ More/ Aurelia/ Myntra/ Central/ Raymond/ Levis/ Louis Philippe/ Allen Solly/ Inglot/ Van heusen/ Vero Moda/ Arrow/ United Colors of Benetton/ Woodland etc.

Books & Periodicals

Annual subscriptions of India Today/ Vogue/ GQ/ Good Homes/ Femina/ Filmfare/ Hello/ Grazia/ Business Today/ Harper’s Bazaar/ Cosmopolitan India/ Architectural Digest/ Reader’s Digest etc.

Electronics

Apple/ Samsung/ Sennheiser/ Skullcandy/ Philips/ HP/ Amazon/ Google/ Bose/ JBL/ Fitbit/ BoAt/ Fossil/ MI/ Fastrack/ Motorola/ AT&T etc.

Elite Book of Rewards

Shoppers Stop/ US Polo Assn./ Arrow/ Pantaloons/ Amazon/ Google/ PC Jeweller/ Kalyan Jewellers/ Tanishq/ Joyalukkas

End of Season Sale

Victorinox/ HP/ MI/ Havells/ Swiss/ Motorola/ Wenger/ Fossil/ Skullcandy/ Google/ Bajaj/ Vaya/ Morphy Richards/ Park Avenue/JBL/ Nike/ Tupperware etc.

Entertainment & Dining

BookMyShow/ SMAAASH/ Oh Calcutta/ Sweet Bengal/ The Beer Café/ Sigree/ TGIF/ Mainland China/ PVR/ KFC/ Chaayos/ Costa Coffee/ Pizza Hut/ Baskin Robins

E-voucher

MakeMyTrip/ Flipkart/ Croma/ Yatra/ Urban Ladder/ Amazon/ Apollo Pharmacy/ The Body Shop/ Archies/ Shoppers Stop/ Allen Solly/ Cult.fit/ Pantaloons/ Fab Hotels etc.

Festive Catalogue

Diesel

Health & Fitness

Apple/ Fitbit/ MI/ Philips/ Goomo/ Cult.fit/ Fastrack/Nivia/ Dr. Morepan/ Victorinox/ Portronics/ Omron/ FitPass/ Nike/ Apollo Pharmacy/ Swiss Military etc.

Homeware

Kent/ Morphy Richards/ Havells/ Hindware/ Urban Ladder/ Victorinox/ Bajaj/ DKNY/ Orient/ Vaya/ Wonderchef/ Prestige/ Borosil/ Milton/ Black + Decker/ Tupperware etc.

Kids Zone

Vaya/ Wildcraft/ Lego/ Disney/ Zephyr/ American Tourister/ Gini & Jony/ Borosil etc.

Lifestyle

Sennheiser/ Bose/ Diesel/ Hermes/ Fossil/ Citizen/ Skagen/ DKNY/ Bvlgari/ Guess/ Esprit/ Lavie/ Bata/ Timex/ Park Avenue/ VLCC etc.

Luxury

PC Jeweller/ Kalyan Jewellers/ Helios/ Tanishq/ Joyalukkas

Memberships

Accor Plus/ Cult.fit/ FITPASS

Preferred partner

Card Protection Plan/ FBB/ Central

Travel & Holiday

MakeMyTrip/ Swiss Gear/ Wildcraft/ Yatra/ Accor Plus/ Victorinox/ American Tourister/ Adidas/ Swiss Military/ Fab Hotels/ Cabeau etc.

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