HDFC Home Loan - Lowest Interest rate @ 6.70% | Investmentcover
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HDFC Home Loan

HDFC Home Loan offers a loan at an interest rate of 6.7% p.a which is much lower than other banks in the market. The processing fee is also capped at 3000 rupees for this loan. Salaried individuals and self-employed people can apply for HDFC Home Loan if they are looking for a loan with lower interest rates. The EMI starting from Rs 646* per lakh for loan up to 30 years. 

Home Loan Features:

  1. Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.
  2. Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
  3. Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes
  4. Loans for construction on a freehold/leasehold plot or on a plot allotted by a Development Authority
  5. Expert legal and technical counseling to help you make the right home buying decision
  6. Integrated branch network for availing and servicing the Home Loans anywhere in India
  7. Special arrangement with AGIF for Home Loans for those employed in the Indian Army.

Home Loans Interest rate at 6.70%* p.a. onwards
Disclaimer - *All loans are at the sole discretion of HDFC Ltd. Terms and conditions apply.

SPECIAL HOME LOAN RATES FOR SALARIED AND SELF EMPLOYED PROFESSIONALS

BLOCKBUSTER FESTIVE OFFER

Adjustable Rates Home Loan

Loan Slab/Credit Score Home Loan Interest Rates (% p.a.)
For Credit Score of over 800 6.7

Disclaimer - *All loans are at the sole discretion of HDFC Ltd. Terms and conditions apply.

 

Retail Prime Lending Rate: 16.05%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women (upto 30 Lakhs)

6.75 to 7.25

For Others (upto 30 Lakhs)

6.80 to 7.30

For Women (30.01 Lakhs to 75 Lakhs)

7.00 to 7.50

For Others (30.01 Lakhs to 75 Lakhs)

7.05 to 7.55

For Women (75.01 Lakhs & Above)

7.10 to 7.60

For Others (75.01 Lakhs & Above)

7.15 to 7.65

 

STANDARD HOME LOAN RATES FOR SALARIED AND SELF EMPLOYED PROFESSIONALS:-

Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women (upto 30 Lakhs)

6.95 to 7.45

For Others (upto 30 Lakhs)

7.00 to 7.50

For Women (30.01 Lakhs to 75 Lakhs)

7.20 to 7.70

For Others (30.01 Lakhs to 75 Lakhs)

7.25 to 7.75

For Women (75.01 Lakhs & Above)

7.30 to 7.80

For Others (75.01 Lakhs & Above)

7.35 to 7.85

 

TruFixed Loan – 2 Year Fixed Rate Variant

Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women (upto 30 Lakhs)

7.40 to 7.90

For Others (upto 30 Lakhs)

7.45 to 7.95

For Women (30.01 Lakhs to 75 Lakhs)

7.55 to 8.05

For Others (30.01 Lakhs to 75 Lakhs)

7.60 to 8.10

For Women (75.01 Lakhs & Above)

7.65 to 8.15

For Others (75.01 Lakhs & Above)

7.70 to 8.20

 

SPECIAL HOME LOAN RATES FOR SELF EMPLOYED NON PROFESSIONALS 

Adjustable Rates-Retail Prime Lending Rate: 16.05%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women (upto 30 Lakhs)

6.90 to 7.40

For Others (upto 30 Lakhs)

6.95 to 7.45

For Women (30.01 Lakhs to 75 Lakhs)

7.15 to 7.65

For Others (30.01 Lakhs to 75 Lakhs)

7.20 to 7.70

For Women (75.01 Lakhs & Above)

7.25 to 7.75

For Others (75.01 Lakhs & Above)

7.30 to 7.80

 

STANDARD HOME LOAN RATES FOR SELF EMPLOYED NON PROFESSIONALS 

Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women (upto 30 Lakhs)

7.10 to 7.60

For Others (upto 30 Lakhs)

7.15 to 7.65

For Women (30.01 Lakhs to 75 Lakhs )

7.35 to 7.85

For Others (30.01 Lakhs to 75 Lakhs)

7.40 to 7.90

For Women ( 75.01 Lakhs & Above)

7.45 to 7.95

For Others ( 75.01 Lakhs & Above)

7.50 to 8.00

 

TruFixed Loan – 2 Year Fixed Rate Variant

Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women (upto 30 Lakhs)

7.55 to 8.05

For Others (upto 30 Lakhs)

7.60 to 8.10

For Women (30.01 Lakhs to 75 Lakhs)

7.70 to 8.20

For Others (30.01 Lakhs to 75 Lakhs)

7.75 to 8.25

For Women (75.01 Lakhs & Above)

7.80 to 8.30

For Others (75.01 Lakhs & Above)

7.85 to 8.35

The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC's RPLR. *All loans are at the sole discretion of HDFC Ltd. Terms and conditions apply.

Eligibility Criteria:

  1. Profession : Salaried/ Self Employed
  2. Nationality : Indian
  3. Gender : Both Male and Female
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