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HDFC Home Loan

HDFC offers home loans with EMIs starting from Rs. 662 per lakh and interest rates starting from 6.95%* p.a.. Create a space of your own with HDFC Home Loans. Our Home Loans are tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. We also provide you with legal and technical counselling to help you make the right home buying decision. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply online for an HDFC Home Loan today.

Home Loan Features:

  1. Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.
  2. Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
  3. Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes
  4. Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
  5. Expert legal and technical counselling to help you make the right home buying decision
  6. Integrated branch network for availing and servicing the Home Loans anywhere in India
  7. Special arrangement with AGIF for Home Loans for those employed in the Indian Army.

For Salaried Customers:

SPECIAL OFFER

Home Loans Interest rate at 6.95%* p.a. onwards for applicants with a credit score of 780 and above only. *All loans at the sole discretion of HDFC Ltd.

Loan Slab Home Loan Interest Rates (% p.a.)
For Credit Score of 780 & above 6.95

 

Retail Prime Lending Rate: 16.20%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women* (upto 30 Lakhs)

6.95 to 7.45

For Others* (upto 30 Lakhs)

7.00 to 7.50

For Women* (30.01 Lakhs to 75 Lakhs)

7.20 to 7.70

For Others* (30.01 Lakhs to 75 Lakhs)

7.25 to 7.75

For Women* (75.01 Lakhs & Above)

7.30 to 7.80

For Others*(75.01 Lakhs & Above)

7.35 to 7.85

 

Loan Amount

Maximum Funding*

Up to and including Rs.30 lacs

90% of the property cost

Rs.30.01 lacs to Rs.75 lacs

80% of the property cost

Above Rs.75 lacs

75% of the property cost

The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC's RPLR. All loans at the sole discretion of HDFC Ltd.

 

For Self Employed Professionals

SPECIAL OFFER

Home Loans Interest rate at 6.95%* p.a. onwards for applicants with a credit score of 780 and above only. *All loans at the sole discretion of HDFC Ltd.

Loan Slab Home Loan Interest Rates (% p.a.)
For Credit Score of 780 & above 6.95

 

Retail Prime Lending Rate: 16.20%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women* (upto 30 Lakhs)

6.95 to 7.45

For Others* (upto 30 Lakhs)

7.00 to 7.50

For Women* (30.01 Lakhs to 75 Lakhs )

7.20 to 7.70

For Others* (30.01 Lakhs to 75 Lakhs)

7.25 to 7.75

For Women* ( 75.01 Lakhs & Above)

7.30 to 7.80

For Others*( 75.01 Lakhs & Above)

7.35 to 7.85

 

For Self Employed Non Professionals

SPECIAL OFFER

Home Loans Interest rate at 6.95%* p.a. onwards for applicants with a credit score of 780 and above only. *All loans at the sole discretion of HDFC Ltd.

Loan Slab Home Loan Interest Rates (% p.a.)
For Credit Score of 780 & above 6.95

 

Retail Prime Lending Rate: 16.20%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women* (upto 30 Lakhs)

7.10 to 7.60

For Others* (upto 30 Lakhs)

7.15 to 7.65

For Women* (30.01 Lakhs to 75 Lakhs )

7.35 to 7.85

For Others* (30.01 Lakhs to 75 Lakhs)

7.40 to 7.90

For Women* ( 75.01 Lakhs & Above)

7.45 to 7.95

For Others*( 75.01 Lakhs & Above)

7.50 to 8.00

The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC's RPLR. All loans at the sole discretion of HDFC Ltd.

Eligibility Criteria:

  1. Profession : Salaried/ Self Employed
  2. Nationality : Indian
  3. Gender : Both Male and Female
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