HDFC offers home loans with EMIs starting from Rs. 662 per lakh and interest rates starting from 6.95%* p.a.. Create a space of your own with HDFC Home Loans. Our Home Loans are tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. We also provide you with legal and technical counselling to help you make the right home buying decision. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply online for an HDFC Home Loan today.
Home Loan Features:
For Salaried Customers:
SPECIAL OFFER
Home Loans Interest rate at 6.95%* p.a. onwards for applicants with a credit score of 780 and above only. *All loans at the sole discretion of HDFC Ltd.
| Loan Slab | Home Loan Interest Rates (% p.a.) |
| For Credit Score of 780 & above | 6.95 |
Retail Prime Lending Rate: 16.20%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women* (upto 30 Lakhs) |
6.95 to 7.45 |
|
For Others* (upto 30 Lakhs) |
7.00 to 7.50 |
|
For Women* (30.01 Lakhs to 75 Lakhs) |
7.20 to 7.70 |
|
For Others* (30.01 Lakhs to 75 Lakhs) |
7.25 to 7.75 |
|
For Women* (75.01 Lakhs & Above) |
7.30 to 7.80 |
|
For Others*(75.01 Lakhs & Above) |
7.35 to 7.85 |
|
Loan Amount |
Maximum Funding* |
|
Up to and including Rs.30 lacs |
90% of the property cost |
|
Rs.30.01 lacs to Rs.75 lacs |
80% of the property cost |
|
Above Rs.75 lacs |
75% of the property cost |
The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC's RPLR. All loans at the sole discretion of HDFC Ltd.
For Self Employed Professionals
SPECIAL OFFER
Home Loans Interest rate at 6.95%* p.a. onwards for applicants with a credit score of 780 and above only. *All loans at the sole discretion of HDFC Ltd.
| Loan Slab | Home Loan Interest Rates (% p.a.) |
| For Credit Score of 780 & above | 6.95 |
Retail Prime Lending Rate: 16.20%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women* (upto 30 Lakhs) |
6.95 to 7.45 |
|
For Others* (upto 30 Lakhs) |
7.00 to 7.50 |
|
For Women* (30.01 Lakhs to 75 Lakhs ) |
7.20 to 7.70 |
|
For Others* (30.01 Lakhs to 75 Lakhs) |
7.25 to 7.75 |
|
For Women* ( 75.01 Lakhs & Above) |
7.30 to 7.80 |
|
For Others*( 75.01 Lakhs & Above) |
7.35 to 7.85 |
For Self Employed Non Professionals
SPECIAL OFFER
Home Loans Interest rate at 6.95%* p.a. onwards for applicants with a credit score of 780 and above only. *All loans at the sole discretion of HDFC Ltd.
| Loan Slab | Home Loan Interest Rates (% p.a.) |
| For Credit Score of 780 & above | 6.95 |
Retail Prime Lending Rate: 16.20%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women* (upto 30 Lakhs) |
7.10 to 7.60 |
|
For Others* (upto 30 Lakhs) |
7.15 to 7.65 |
|
For Women* (30.01 Lakhs to 75 Lakhs ) |
7.35 to 7.85 |
|
For Others* (30.01 Lakhs to 75 Lakhs) |
7.40 to 7.90 |
|
For Women* ( 75.01 Lakhs & Above) |
7.45 to 7.95 |
|
For Others*( 75.01 Lakhs & Above) |
7.50 to 8.00 |
The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC's RPLR. All loans at the sole discretion of HDFC Ltd.
Eligibility Criteria: