HDFC Home Loan offers a loan at an interest rate of 7.00%* p.a which is much lower than other banks in the market. The processing fee is also capped at 3000 rupees for this loan. Salaried individuals and self-employed people can apply for HDFC Home Loan if they are looking for a loan with lower interest rates. The EMI starting from Rs 666* per lakh for loan up to 30 years.
Home Loan Features:
Home Loans Interest rate at 7.00%* p.a. onwards
Disclaimer - *All loans are at the sole discretion of HDFC Ltd. Terms and conditions apply.
SPECIAL HOME LOAN RATES FOR SALARIED AND SELF EMPLOYED PROFESSIONALS
Adjustable Rates Home Loan
Retail Prime Lending Rate: 16.40%
| Loan Slab/Credit Score | Home Loan Interest Rates (% p.a.) |
| For any loan amount* | 7.00 |
Disclaimer - *All loans are at the sole discretion of HDFC Ltd. Terms and conditions apply.
Retail Prime Lending Rate: 16.05%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women (upto 30 Lakhs) |
6.75 to 7.25 |
|
For Others (upto 30 Lakhs) |
6.80 to 7.30 |
|
For Women (30.01 Lakhs to 75 Lakhs) |
7.00 to 7.50 |
|
For Others (30.01 Lakhs to 75 Lakhs) |
7.05 to 7.55 |
|
For Women (75.01 Lakhs & Above) |
7.10 to 7.60 |
|
For Others (75.01 Lakhs & Above) |
7.15 to 7.65 |
STANDARD HOME LOAN RATES FOR SALARIED AND SELF EMPLOYED PROFESSIONALS:-
Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women (upto 30 Lakhs) |
6.95 to 7.45 |
|
For Others (upto 30 Lakhs) |
7.00 to 7.50 |
|
For Women (30.01 Lakhs to 75 Lakhs) |
7.20 to 7.70 |
|
For Others (30.01 Lakhs to 75 Lakhs) |
7.25 to 7.75 |
|
For Women (75.01 Lakhs & Above) |
7.30 to 7.80 |
|
For Others (75.01 Lakhs & Above) |
7.35 to 7.85 |
TruFixed Loan – 2 Year Fixed Rate Variant
Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women (upto 30 Lakhs) |
7.40 to 7.90 |
|
For Others (upto 30 Lakhs) |
7.45 to 7.95 |
|
For Women (30.01 Lakhs to 75 Lakhs) |
7.55 to 8.05 |
|
For Others (30.01 Lakhs to 75 Lakhs) |
7.60 to 8.10 |
|
For Women (75.01 Lakhs & Above) |
7.65 to 8.15 |
|
For Others (75.01 Lakhs & Above) |
7.70 to 8.20 |
SPECIAL HOME LOAN RATES FOR SELF EMPLOYED NON PROFESSIONALS
Adjustable Rates-Retail Prime Lending Rate: 16.05%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women (upto 30 Lakhs) |
6.90 to 7.40 |
|
For Others (upto 30 Lakhs) |
6.95 to 7.45 |
|
For Women (30.01 Lakhs to 75 Lakhs) |
7.15 to 7.65 |
|
For Others (30.01 Lakhs to 75 Lakhs) |
7.20 to 7.70 |
|
For Women (75.01 Lakhs & Above) |
7.25 to 7.75 |
|
For Others (75.01 Lakhs & Above) |
7.30 to 7.80 |
STANDARD HOME LOAN RATES FOR SELF EMPLOYED NON PROFESSIONALS
Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women (upto 30 Lakhs) |
7.10 to 7.60 |
|
For Others (upto 30 Lakhs) |
7.15 to 7.65 |
|
For Women (30.01 Lakhs to 75 Lakhs ) |
7.35 to 7.85 |
|
For Others (30.01 Lakhs to 75 Lakhs) |
7.40 to 7.90 |
|
For Women ( 75.01 Lakhs & Above) |
7.45 to 7.95 |
|
For Others ( 75.01 Lakhs & Above) |
7.50 to 8.00 |
TruFixed Loan – 2 Year Fixed Rate Variant
Standard Adjustable Rates-Retail Prime Lending Rate: 16.05%
|
Loan Slab |
Home Loan Interest Rates (% p.a.) |
|
For Women (upto 30 Lakhs) |
7.55 to 8.05 |
|
For Others (upto 30 Lakhs) |
7.60 to 8.10 |
|
For Women (30.01 Lakhs to 75 Lakhs) |
7.70 to 8.20 |
|
For Others (30.01 Lakhs to 75 Lakhs) |
7.75 to 8.25 |
|
For Women (75.01 Lakhs & Above) |
7.80 to 8.30 |
|
For Others (75.01 Lakhs & Above) |
7.85 to 8.35 |
The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC's RPLR. *All loans are at the sole discretion of HDFC Ltd. Terms and conditions apply.
Eligibility Criteria: