Features:
- EMI - Use your Everyday Spend American Express® Credit Card for your next big purchase and pay in easy EMI at a low interest rate of 12% p.a. with refundable processing fee and no foreclosure charges.
- Offers on your Card – Enjoy great savings on flights, hotel stays, dining, car rental and more.
- American Express EPAY – A one-stop destination for all your utility bill payments such as mobile, electricity, insurance premiums etc., to a host of service providers such as Airtel, Vodafone, BSES, LIC, MTNL and more
- American Express® ezeClick – No more entering Card details or filling up lengthy online forms. Shop faster at over 9,000 websites with American Express® ezeClick where all you need is just one unique ID.
- Get a renewal fee waiver on eligible spends of Rs.39,999 in the previous year of the Cardmembership.
Fees:
- First year fee: Rs. 495 plus applicable taxes
- Second year onwards: Rs. 495 + Applicable Taxes (Spend Rs. 39,999 in cardmembership year and get fee waiver)
Rewards:
- Earn up to 10X Membership Rewards® Points at select merchant partners.
- Earn 10X and 5X Membership Rewards® Points for purchases at select merchant across online shopping, cabs, groceries and movies.
Joining Benefits:
Get cashback of Rs.500 as a Welcome Gift on spending Rs.10,000 in the first 90 days of Card membership.
Eligibility:
- I am over 18 years of age
- I have a Personal Annual Income of 4 Lakhs and above.
- I have a good credit history and no payment defaults
- I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
- I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat & Vadodra subject to conditions.