PNB Housing Finance offers 6.65% to 7% per annum for its fixed deposit schemes for individual customers. Senior Citizens enjoys a 0.5% extra rate of interest on PNB Housing Finance Fixed Deposit.
Any individual, HUF, Corporate an invest in PNB fixed deposit scheme. Fixed Deposit is a safe investment option which helps the user to get fixed and assure income after the successful completion of tenure. PNB Housing fixed deposit accounts as many advantages:
Highest Safety Assurance: PNB Housing fixed deposits have been given FAA+/Negative rating by CRISIL and AA/Stable by CARE. This indicates a high level of safety.
The higher interest rate for Senior Citizens. PNB Housing offers a 0.5% higher FD interest rate to Sr Citizens.
Any premature withdrawal made after six months, an interest rate of 1% lower than the application on public fixed deposit is offered.
Fixed Deposit interest rates offered by PNB vary from 6.65% to 7% pa. It offers a 0.5% higher rate of interest to senior citizens. A sperate set of documents required for individuals and non-indiviudals.
One latest passport size photograph
Self Attested PAN Card copy
Self Attested address proof copy such as Aadhar Card or Voter ID
| Tenure | FD Interest Rates | Senior Citizen FD Interest Rates |
|---|---|---|
| 12 months to 23 months | 6.65% | 7.15% |
| 24 months to 35 months | 6.75% | 7.25% |
| 36 months to 47 months | 6.90% | 7.40% |
| 48 months to 59 months | 6.90% | 7.40% |
| 60 months to 71 months | 7.00% | 7.50% |
| 72 months to 84 months | 7.00% | 7.50% |
| 85 months to 120 months | 7.00% | 7.50% |