Restoration of the Sum Insured - If the Sum Insured and Cumulative Bonus (if any) is exhausted due to claims payable, Restore Sum Insured (equal to 100% of the Sum Insured) will be automatically available for the particular Policy Year subject to T & C.
Cumulative Bonus - 50% for every claims free year to a maximum of 100%
Expenses covered - Hospitalization Medical Expenses, Day Care Treatment expenses, Pre-hospitalization Medical Expenses, Post-hospitalization Medical Expenses, Organ Donor Expenses, Domiciliary Hospitalisation Expenses.
Maternity Expenses - Maternity benefit with only two years of waiting period when both husband and wife are covered together
Medical Test - No medical tests required up to the age of 50 years for sum insured up to 10 lakhs
Additional covers - Patient care, Accompanying Person, Road Ambulance Charges, E-Opinion in respect of an Illness or Injury, Alternative Treatment, Wellness Care
Reasons to choose Future Generali :
Family discount of 10% is available in case more than one person is covered in the same policy in case of Individual Sum Insured option.
Long-term discount up to 10% applicable in case of upfront premium payment for long term policy.
Facility of paying in EMI’s through credit cards and choose to pay your premium over 3, 6 or 12 months.
Tax benefit on premium paid by any mode other than cash or DD is eligible for tax relief as provided under Section 80-D of the Income Tax Act.
