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Aviva i-Term Smart Plan : Key features of AVIVA i-Term Smart Plan are 

  • Low Premium

With premiums as low as INR 17 per day, the Aviva i-Term Smart plan comes with a premium that fits every budget without compromising on the sum assured.

  • Option to increase base sum assured

If at any point of time during your term, your responsibilities increase like marriage, birth of your child or you take a house loan, you can opt for a one-time increase up to 25 lacs in the base sum assured of your term plan. The good thing is- you don’t even need a medical examination to avail this feature.

  • Optional additional coverage against critical illness and total disability

A lower premium with i-Term Smart does not mean lower coverage. You can add the Aviva Critical Illness & Disability rider to your base plan, and get extra coverage against 16 critical illnesses and total permanent disability, due to illness or accident.

Benefits :

  • Coverage up to 80 years

Unlike various other term plans that provide life cover up to 75 years, or even lesser, the Aviva i-Term Smart plan provides coverage up to the age of 80 years.

  • Death Benefit

In case of death of the life insured, your family will receive a base Sum Assured. (provided all the due premiums have been paid till the date of the death)

  • Tax Benefit

Like all other Term Plans, you get Tax benefit on your term insurance premium paid for this online term insurance. The tax benefits are applicable as per the prevailing tax laws.

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