Future Generali Life Insurance : Apply Online
Apply Online Life Insurance

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Benefits : 

  • Monthly Income Payout

Best term insurance plans will not only offer a lump sum benefit to your dependents but can also offer monthly income to look after their regular expenses. This is an option you can select while buying the plan. This feature takes the burden of investing the large sum of money from your already stressed family members and provides them financial support when they need it most.

  • Tax Benefits

You can claim the premium paid for term life insurance plan as a deduction from your gross- total income in the financial year under section 80C. The death benefit payable as a lump sum is also tax exempt under section 10(10D) for your dependents.

  • Flexibility of Plan

Term insurance plans nowadays are quite flexible, unlike plain vanilla ‘insurance cover for a small price’ plans of old. You can select from plans that will offer regular income benefit to your dependents, to the plans which will return all premiums paid for the cover if you survive the tenure of the cover.

  • Entry & Maturity Age

With an entry age as low as 18 years ,it is not a hinderance if you are one of those with huge responsibilities on your shoulders at an early age. Also, with the maximum maturity age of 75, it is possible for those looking at a late retirement to ensure life cover to their loved ones.

  • Add-On Benefits

It is not necessary to buy a standalone term insurance plan with death benefit as the only cover. You can include additional benefits covering conditions like accidental death and disability for a nominal premium to the base term life insurance. These added benefits are also called ‘insurance riders’.

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