Protect Your Loved Ones with HDFC Life Insurance - Secure Their Future
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HDFC Life Insurance Company Ltd is a private company providing life insurance services to its customers. It was established in the year 2000 and headquartered in Mumbai, India. The company offers term plans at lower rates than other companies. These plans provide financial security for your family. You can get a plan that suits you and your needs.

Why HDFC Life Insurance?

  • 99.1% claim settlement ratio
  • 19 critical illness benefits
  • Life cover 99 years
  • Guaranteed 1 Day claim settlement
  • Long Term Income Option - Guaranteed* Income for a fixed term of 25 to 30 years
  • Life-Long Income Option - Guaranteed* Income till age 99 years

Sample Illustration

Illustration of benefits for a healthy male aged 30 years (50 years for Life-Long Income Option), who pays INR 1 Lac + Taxes per annum throughout the premium paying term and survives the policy term.

Plan Option: Guaranteed Maturity

Sum Assured: Rs 1,287,500

Death Benefit at Inception*: Rs 1,287,500

Policy Term (Years): 20

Premium Paying Term (Years): 10

Maturity Benefit (INR): Rs 22,72,489 paid as a lump sum at Maturity


Plan Option: Guaranteed Income

Sum Assured: Rs 1,287,500

Death Benefit at Inception*: Rs 1,541,484

Policy Term (Years): 13

Premium Paying Term (Years): 12

Maturity Benefit (INR): Guaranteed Income* of Rs 2,15,270 p.a from 14th year to 25th year (payout period of 12 years)


Plan Option: Long-Term Income

Sum Assured: Rs 1,287,500

Death Benefit at Inception*: Rs 1,287,500

Policy Term (Years): 11

Premium Paying Term (Years): 10

Maturity Benefit (INR): Guaranteed Income* of Rs 1,00,682 p.a from 12th year to 36th year (payout period of 12 years) + Rs 10,30,000 at the end payout period (36th year)


Plan Option: Life-Long Income

Sum Assured: Rs 1,081,500

Death Benefit at Inception*: Rs 1,081,500

Policy Term (Years): 11

Premium Paying Term (Years): 10

Maturity Benefit (INR):  Guaranteed Income* of Rs 99,730 p.a from 12th year till age 99 years (38 years) + Rs 10,30,000 at the end of the payout period 


Guaranteed Income Amount payable in arrears on annual frequency during the payout period (After the policy term).

#Please refer to the Benefit Illustration for year-wise Death benefits.

A. The premiums are excluding applicable taxes & levies. B. This snapshot of illustration is only for HDFC Life Sanchay Plus Plan for a healthy male life. C. The values shown are for illustrative purposes only. 

The Benefits shown in the sample illustration are For Policies Bought Online.

Types of HDFC Life Insurance Plans:

HDFC Life Insurance has a wide range of plans to choose from, including some life insurance policies for people who want to save money. Here are the different types of life insurance plans available from the insurance company:

1) Term Insurance Plans: HDFC Life Insurance offers two-term plans namely HDFC Life Click 2 Protect Life and HDFC Life Saral Jeevan Bima.

2) Saving and Investment Plan: HDFC Life Insurance offers 16 saving and investment plans that cater to the varied requirements of the insured.

3) Health Plans: HDFC Life Insurance offers five comprehensive health insurance plans that one can buy for an affordable premium. HDFC Life Insurance offers 5 comprehensive health plans that one can buy at affordable premiums. These are Cancer Care (CancerCare), Easy Health (EasyHealth), Click 2 Protect Health (Click2ProtectHealth), Cardiac Care (CardiacCare), and Click 2 Protect Corona (Click2ProtectCorona).

4) Pension Plans: HDFC Life Insurance offers four pension plans that offer the policyholder both an investment return and insurance benefits. HDFC Life Insurance offers 4 pension plans that offer the insured a dual benefit of investment as well as protection. These are Pension Plans, New Immediate Annuities, Assured Pensions, and Personal Pension Plus plans.

5) Child Plans: HDFC Life Insurance offers three child plans which cater to different needs of children. HDFC Life Insurance offers 3 child plans which cater to specific requirements of children. These are YoungStar, Click2Wealth, and HDFC SL YoungStar SuperPremium.


  1. Provided all due premiums have been paid and the policy is in force
  2. Total Premiums Paid means the total of all the premiums received, excluding any extra premium, any rider premium, and taxes
  3. Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2021-22
  4. The Average claim settlement time is calculated as the time period from the day all necessary documents are submitted to the company till cheque/NEFT payment is initiated
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