Bajaj Finserv Personal Loan: Your Answer to Immediate Financial Needs!
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Bajaj Finserv Personal Loan

Personal Loans online up to Rs 25 lakhs at low-interest rates with minimal paperwork are available from Bajaj Finserv. In 24 hours you can get loan approval and disbursal in your account. Loans can be taken online at attractive interest rates with minimal documentation.

A personal loan from Bajaj Finserv is a safe and easy way to meet your financial needs. Whether you need a personal loan for a holiday or want to put your kids through college or if you want to buy property, we have the perfect loan for you.

  • Avail a Loan of up to Rs. 25 Lakhs
  • The affordable rate of interest starts at 12.99% p.a

Other charges:

  • Processing fee 2% + GST Convenience charges: Rs. 4999

Bajaj Finserv Personal Loan Interest Rate For Salaried Individuals

Type of Personal Loan Interest Rate (p.a.) Loan Amount Tenure Processing Fees
Personal Loan 13% onwards Up to Rs. 25 Lakh 5 Years Up to 4% of the loan amount
Flexi Loan (Personal Line of Credit) 13% onwards Up to Rs. 25 Lakh 5 Years Up to 4% of the loan amount
Personal Loan For Doctors 14% to 17% Up to Rs. 42 Lakh 2-8 Years Up to 2% of the loan amount

Interest rates can vary depending on certain factors such as your credit history and your credit score. The rate of interest varies from 13 to 17% per annum.

  • Loan Amount Up to 25 lakhs will be disbursed
  • Interest Rate 13%
  • Processing Fees up to 4% of the loan amount + Taxes
  • Loan Tenure 12 to 60 months
  • Age 25 years to 58 years
  • Prepayment Charges 4% plus taxes on the principal outstanding amount

Reason for Choosing Bajaj Finserv For Personal Loan

You can benefit from the attractive rate of interest and several other product features. Here are a few reasons for choosing Bajaj Finserv Bank for a personal loan.

  • Instant Online Approval

  • Personal loans up to Rs. 25 lakhs
  • Money in the bank in 24 hours
  • Minimal documentation process & 100% transparency
  • Flexible repayment options, ranging from 12 to 60 months
  • Zero Hidden Charges and Low Processing Fee
  • Pre-approved offers for bajaj's existing customers 

Bajaj Finserv Personal Loan Advantages

  • Instant decision process: Bajaj Finserv understands how it feels to be in urgent need of money and hence provides instant loans with no paperwork. All you need to do is apply, and we will do the rest. Fill up our form and we will get back to you within minutes. After the approval, the money would be transferred to your account within 2 working days.
  • Personalized service: We understand that each customer has unique requirements and hence we provide personalized assistance for each individual case. Our experts conduct a thorough assessment of your needs and provide assistance accordingly.
  • Cost-effective loans: We provide cost-effective loans at competitive rates to meet all your financial needs without any hassles. So come down to our doorstep today, when you need cash right away!
  • Quick Disbursement of Funds: Once you complete your online personal loans application, you’ll receive an immediate response indicating whether or not you qualify for personal unsecured loansIf you meet the eligibility criteria, your application will be approved instantly. You'll get your cash within 48 business days after applying for a payday advance.
  • Big Loan Amount: If you require a big loan amount, Bajaj Finserv is the ideal choice for you. It provides a personal loan of up to Rs. 20 Lakh. You can repay the loan amount in 24 to 60 months as per convenience
  • Flexi Loans: FlexiLoaan was the first to be offered to provide flexible repayment options for its customers. It allows you to pay off your debt earlier than expected. FlexiLoans allow you to reduce your monthly repayments by prepaying your debt before the due date. Furthermore, it also offers an opportunity to get back the money paid if you wish to do so anytime during the term of the agreement. It is a simple and easy service that is convenient for both parties involved.
  • Exclusive Offer: Existing customers of the company can avail of a pre-approved personal loan offer. Offer to the existing customer has lucrative interest rates and low processing fee charges.
  • Transparency: The cost structure of the loan is transparent. All the information will be shared transparently online and can be accessed by the customer. Customers can see the track record and repayment schedule on the customer portal.

Eligibility Criteria of the Bajaj Finserv Personal Loan

Following are the criteria that you must fulfill in order to apply for a Personal Loan:

  • You must be an Indian citizen.

  • You must be a salaried individual.
  • You must be between 25-58 years of age.

Reason to Apply For Bajaj Finserv Personal Loan At Investmentcover? has partnered with Bajaj Finserv to offer you the best personal loans in the market, whether you're looking for a loan for education, home renovation, wedding, or any other purpose. Our loans are low-interest and offer a variety of features to meet your specific needs, so it's never been easier to get a loan. Apply now and get quick approval from our online lender!

1) Instant Approval: You can get instant approval online after filling up the online application. 

2) Exclusive Loan Offer: Investmentcover can help you get exclusive and personalized loan offers from Bajaj Finserv based on your profile. 

3) Fast Loan Disbursement: The approved loan amount will be transferred to your account within 48 hours 

4) Dedicated Customer Card Support: At Investmentcover we provide dedicated customer support to help you with any query regarding your loan application. 


How to Apply for a Bajaj Finserv Personal Loan at Investmentcover? 

Investmentcover has a very simple process of applying for a personal loan

1) Registration:

  •  Fill up an online application form at

2) Verification:

  • Your application would be reviewed instantly and a quick decision would be made

3) Loan Disbursal:

  • After the approval, your loan amount will be transferred to your account within 2 days. 

Your loan application will be forwarded to Bajaj Finserv instantly. The status of the loan application would be shared through an email as well as SMS.


The APR (Annual Percentage Rate) of a personal loan is its annualized cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees, and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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