Bajaj Finserv Personal Loan
Personal Loans online up to Rs 25 lakhs at low-interest rates with minimal paperwork are available from the Bajaj Finserv. In 24 hours you can get loan approval and disbursal in your account. Loans can be taken online at attractive interest rates with minimal documentation.
A personal loan from Bajaj Finserv is a safe and easy way to meet your financial needs. Whether you need a personal loan for a holiday or want to put your kids through college or if you want to buy property, we have the perfect loan for you.
- Avail a Loan of up to Rs. 25 Lakhs
- The affordable rate of interest starts at 12.99% p.a
- Other charges:
- Processing fee 2% + GST Convenience charges: Rs. 4999
Bajaj Finserv Personal Loan Interest Rate For Salaried Individuals
|Type of Personal Loan
||Interest Rate (p.a.)
||Up to Rs. 25 Lakh
||Up to 4% of the loan amount
|Flexi Loan (Personal Line of Credit)
||Up to Rs. 25 Lakh
||Up to 4% of the loan amount
|Personal Loan For Doctors
||14% to 17%
||Up to Rs. 42 Lakh
||Up to 2% of the loan amount
Interest rates can vary depending on certain factors such as your credit history and your credit score. The rate of interest varies from 13 to 17% per annum.
- Loan Amount Up to 25 lakhs will be disbursed
- Interest Rate 13%
- Processing Fee up to 4% of the loan amount + Taxes
- Loan Tenure 12 to 60 months
- Age 25 years to 58 years
- Prepayment Charges 4% plus taxes on the principal outstanding amount
Why Choose Bajaj Finserv For Personal Loan
You can benefit from the attractive rate of interest and several other product features. Here are a few reasons for choosing Bajaj Finserv Bank for a personal loan.
Instant Online Approval
- Personal loan up to Rs. 25 lakhs
- Money in the bank in 24 hours
- Minimal documentation process & 100% transparency
- Flexible repayment options, ranging from 12 to 60 months
- Zero Hidden Charges and Low Processing Fee
- Pre-approved offers for bajaj existing customers
Bajaj Finserv Personal Loan Features & Benefits
- Instant decision process: Bajaj Finserv understands how it feels to be in urgent need of money and hence provides instant loans with no paperwork. All you need to do is apply, and we will do the rest. Fill up our form and we will get back to you within minutes. After the approval, the money would be transferred to your account within 2 working days.
- Personalized service: We understand that each customer has unique requirements and hence we provide personalized assistance for each individual case. Our experts conduct a thorough assessment of your needs and provide assistance accordingly.
- Cost-effective loans: We provide cost-effective loans at competitive rates to meet all your financial needs without any hassles. So come down to our doorstep today, when you need cash right away!
- Quick Disbursement of Funds: Once you submit your online personal loan form, you get an instant decision based on your profile. If you meet the eligibility criteria, your application will be approved instantly. Your loan amount will be transferred to your bank account within 48 hours of approval.
- Big Loan Amount: If you require a big loan amount, Bajaj Finserv is the ideal choice for you. It provides a personal loan of up to Rs. 20 Lakh. You can repay the loan in easy installments over a time period of 2 to 5 years.
- Flexi Loans: Flexi Loans were the first to be introduced by the company to provide borrowers with the flexibility to pay loans at their convenience. Flexi loans let you save interest on your loan through pre-payment. Moreover, it also gives you the option to take back the prepaid amount any time during the loan period. It is a simple, self-service process that is convenient for the customer.
- Exclusive Offer: Existing customers of the company can avail of a pre-approved personal loan offer. The offers are usually equipped with attractive loan rates and low processing charges.
- Transparency: The cost structure of the loan is transparent. You can see all of the information about your loan online. You can keep a record of your repayments, payment schedule, and other things through the customer portal.
Eligibility Criteria of the Bajaj Finserv Personal Loan
Following are the criteria that you must fulfill in order to apply for a Personal Loan:
Why Should You Apply For Bajaj Finserv Personal Loan At Investmentcover?
Investmentcover.com has partnered with Bajaj Finserv to offer you the best personal loans in the market, whether you're looking for a loan for education, home renovation, wedding, or any other purpose. Our loans are low-interest and offer a variety of features to meet your specific needs, so it's never been easier to get a loan. Apply now and get quick approval from our online lender!
1) Instant Approval: You can get instant approval online after filling up the online application.
2) Exclusive Loan Offer: Investmentcover can help you to get exclusive and personalized loan offers from Bajaj Finserv based on your profile.
3) Fast Loan Disbursement: The approved loan amount would be transferred to your account within 48 hours
4) Dedicated Customer Card Support: At Investmentcover we provided dedicated customer support to help you with any query regarding your loan application.
How to Apply for Bajaj Finserv Personal Loan at Investmentcover?
Investmentcover has a very simple process of applying for a personal loan
- Fill up an online application form at investmentcover.com
3) Loan Disbursal:
Your loan application would be forwarded to Bajaj Finserv instantly. The status of the loan application would be shared through an email as well as SMS.