Fibe Salary Personal Loan
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Fibe Personal Loan

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Fibe previously known as Early Salary Personal Loans, offers a loan up to a maximum of Rs. 5 Lakhs. Catering to individuals with a minimum salary of Rs. 18,000, enjoy competitive interest rates starting from just 2.5% per month

Fibe Personal loan Details at a glance

Interest Rate 2.5% per month
Loan Amount Upto Rs 5,00,000
Loan Tenure 3 to 36 months
Minimum Monthly Income

Rs 15000 for non metro

Rs 18000 for Metro

Disclaimer: All loans are at the sole discretion of Fibe. 

Fibe Interest Rates

Fibe (Early Salary) offers personal loans with interest rates starting from 18% p.a. The interest rate you are offered will depend on your credit score and other factors. The loan amount is available up to Rs. 5 lakh. To be eligible for the loan, you must be a salaried employee with a minimum monthly income of Rs. 15,000 for those living in nonmetro and Rs 18,000 for those living in the metro. 

Fibe Personal Loan Processing Fee & Charges

Processing Fee 2.5% of the Loan amount
Foreclosure Charges Nil 
Prepayment Charges Nil 

Disclaimer: The processing fee and charges are subject to Fibe's policy. Please check the Fibe site

Why Choose Fibe (Early Salary) Personal Loan?

Choosing Fibe (Early Salary) Personal Loan can be a wise decision for several reasons:

  1. Unique Features: Fibe (Early Salary) offers a range of unique features that set it apart. With a quick and easy application process, instant approval, and loan amounts ranging from Rs. 5,000 to Rs. 5 Lakhs, it caters to a variety of financial needs. The loan is also available to individuals earning a minimum salary of Rs. 18,000, making it accessible to a wide range of applicants.

  2. Competitive Rates: Fibe (Early Salary) offers competitive interest rates starting from 2.5% per month, which is lower than many personal loans in the market. Additionally, the processing fee is minimal at 2.5%, making it a cost-effective choice.

  3. Quick and easy approval: Fibe (Early Salary) offers quick and easy approval for personal loans. You can get approved for a loan in minutes, and the funds can be disbursed to your bank account within 24 hours.
  4. Flexible repayment terms: Fibe (Early Salary) offers flexible repayment terms on personal loans. You can choose to repay the loan over a period of 3 to 36 months.

Eligibility Criteria of Fibe (Early Salary) Personal Loan

To be eligible for the FIBE (Early Salary) Personal Loan, applicants must meet the following criteria:

  1. Age: Applicants must be at least 19 years old and not more than 55 years old at the time of application.

  2. Employment: Applicants should be employed at the time of application. Both salaried and self-employed individuals can apply.

  3. Minimum Salary: Applicants should have a minimum monthly income of Rs. 18,000.

  4. Credit Score: A good credit score is often required, as it indicates the applicant's creditworthiness and repayment capacity.

  5. Residential Status: Applicants should be residents of India.

The application process for Fibe (Early Salary) Personal Loan

Applying for a Fibe Personal Loan on Investmentcover is quick and easy. Here are the steps you need to follow:

Apply Online: Visit investmentcover and Complete the application form by providing your personal, employment, and financial details.

Submit Documents: Upload the necessary documents, which typically include proof of identity, proof of address, and proof of income.

Loan Approval: After your application and documents are verified, your loan will be approved. Fibe (Early Salary) offers instant approval, so you won't have to wait long.

Loan Disbursement: Once approved, the loan amount will be disbursed directly into your bank account.

Repayment terms for Fibe (Early Salary) Personal Loan

The repayment terms for the Fibe (Early Salary) Personal Loan are as follows:

  1. Repayment Period: The loan amount is to be repaid in monthly installments over a period ranging from 3 to 36 months. This provides borrowers with the flexibility to choose a repayment period that best suits their financial situation.

  2. Interest Rate: The loan carries an annual interest rate of 18%. p.a. This interest is calculated on the outstanding loan amount and is included in the monthly installment payments.

  3. Prepayment and Late Payment: Currently the prepayment and foreclosure charges are Nil. The late payment fee would be Rs 500 + GST = Rs 590 (3 days grace period is there). 

Disclaimer: The late payment or prepayment charges are subject to the lender's policy. It's advised to check with a partner directly. 

Documents required for Fibe (Early Salary) Personal Loan

  1. A Selfie: A Selfie is required while filling up the form on the site.
  2. Identity Proof: This could be any government-issued ID such as your Aadhaar card, PAN card, Driving License, or passport.
  3. Address Proof: Documents like your Aadhaar card, driving license, rental agreement, or utility bills can serve as proof of your current address.
  4. Income Proof: You will need to provide documents that verify your income. This could be your salary slips for the last 3 months, bank statements showing salary credit, or your Income Tax Return (ITR) documents.

Risks associated with Fibe (Early Salary) Personal Loan

  • If you miss a payment, you may be charged a late fee.
  • If you default on the loan, your credit score may be affected.

FAQs on Fibe (Early Salary ) Personal Loan

What is the interest rate for Fibe (Early Salary) Personal Loan?

Ans: The interest rate for a Fibe (Early Salary) Personal Loan starts at 2.5% per month. However, the exact rate may vary based on your credit profile and other factors.

What is the repayment period for Fibe (Early Salary) Personal Loan?

Ans: The loan amount must be repaid in monthly installments over a period ranging from 3 to 36 months.

What is the minimum salary requirement to apply for a Fibe (Early Salary) Personal Loan?

Ans: The minimum salary requirement to apply for a Fibe (Early Salary) Personal Loan is Rs. 18,000 per month.

Can I prepay my Fibe (Early Salary) Personal Loan?

Ans: Yes, you can prepay the Fibe personal loan. Currently, there are no charges on prepayment but specific terms regarding prepayment should be checked directly with Fibe (Early Salary). Some lenders allow prepayment, which can help save on interest, but a prepayment fee may apply.

What happens if I miss a payment?

Ans: If an EMI payment is missed, a late payment fee may be charged. Consistent late payments can also negatively impact your credit score.

What documents do I need to apply for a Fibe(Early Salary) Personal Loan?

Ans: Typically, you will need to provide proof of identity, proof of address, proof of income, proof of employment, and a Selfie.


In conclusion, the Fibe (Early Salary) Personal Loan offers a range of benefits for those in need of financial assistance. With its unique features such as easy documentation, high loan amounts of up to Rs. 5 Lakhs, and instant approval, it stands out in the market. The competitive interest rates starting from 2.5% per month and a minimal processing fee make it a cost-effective choice. Catering to individuals earning a minimum salary of Rs. 18,000, it's a wallet-friendly option. If you're looking for a personal loan that offers flexibility, convenience, and affordability, the Fibe( Early Salary) Personal Loan could be the right choice for you. For more information or to apply, don't hesitate to contact Fibe (Early Salary's) customer service. They're ready to assist you with your financial needs.

Fibe Grevience Details

If your concern or question to the Fibe (Early Salary) customer service staff is not handled in the first instance, you can escalate your claim to Level 1. If it is still unresolved, you can contact Level 2 of the customer redressal.

Here are the details of each level:

  • Level 1: This is the first level of escalation. You can contact Early Salary Grievance at:  
  • Level 2: This is the second level of escalation. You can contact Early Salary at:

If your concern is still unresolved after you have escalated it to Level 2, you can contact the Early Salary ombudsman. The ombudsman is an independent body that is responsible for resolving customer complaints. Here are the contact details for Early Salary customer support, the head of customer relations, and the ombudsman: Fibe customer support: 020 67639797





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