IndusInd Bank Personal Loan: Tailored to Fit Your Financial Needs!
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Check Eligibility For IndusInd Bank Personal Loan

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IndusInd Bank's personal loan, interest rates start from 10.49% and the loan tenure can be from 12 to 60 months. It offers flexible repayment terms tailored to individual needs. The maximum loan amount is determined by the borrower's creditworthiness. There is no prepayment penalty on this loan, so you can pay it off early without having to pay any additional fees.

Key Features & Benefits of Indusind Personal Loan

  • Low-interest rates starting from 10.49% p.a.
  • Loan tenure of 12 to 60 months
  • Maximum loan amount as per borrower's creditworthiness
  • No prepayment penalty
  • Easy online application process
  • Quick approval and disbursal

Indusind Personal Loan Eligibility Criteria 

  • Age: You must be at least 21 years old and not more than 60 years old at the time of loan maturity.
  • Income: Your monthly income must be at least Rs. 25,000.
  • Employment: You must be employed in a salaried or self-employed position for at least 2 years.
  • Credit score: Your credit score must be at least 750.
  • Collateral: No collateral is required for this loan.

Processing Fee & Charges of Indusind Personal Loan

  • Processing fee: The processing fee for the IndusInd Bank Personal Loan is 2% of the loan amount.
  • Late payment charges: If you make a late payment, you will be charged a late payment fee of 2% of the outstanding amount.
  • Overdue charges: If you are more than 30 days late on a payment, you will be charged an overdue charge of 1% of the outstanding amount.
  • Cheque bouncing charges: If you bounce a cheque, you will be charged a cheque-bouncing charge of Rs. 500.
  • Repayment charges: If you repay the loan before the due date, you may be charged a repayment charge of 3% of the outstanding amount.

IndusInd Bank offers you tailor-made personal loans in multiple categories. These include:

  1. Personal Loan for Education
  2. Personal Loan for Medical Expenses
  3. Personal Loan for Home Renovation
  4. Personal Loan for Wedding
  5. Personal Loan Balance Transfer
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