YES FIRST EXCLUSIVE CREDIT CARD
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YES FIRST EXCLUSIVE CREDIT CARD

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YES FIRST EXCLUSIVE CREDIT CARD

Benefits of YES First Exclusive Credit Card

  • Exclusive Reward Points Program:
    • 12 Reward Points per INR 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
    • 6 Reward Points per INR 200 spent on all other categories
    • 1000 Reward Points on each YES PayNow registration
  • Preferential Interest Rates: Interest Rate of 1.99% per month (or 23.88% annually) on Revolving Credit, Cash Advances, and Overdue Amount
  • Movie Benefits: 25% discount on all movie bookings at BookMyShow Website or Mobile App
  • Fuel Surcharge Waiver: 1% Fuel surcharge waiver at all fuel stations across India for a transaction between INR 400 to INR 5000; total waiver in a statement cycle is capped at INR 250
  • Lifestyle Benefits: Great offers across travel/dining/shopping/wellness and more in select cities via YES Privileges
  • MasterCard Golf Privileges:
    • 4 complimentary rounds of green fees per calendar year at select Golf courses in India
    • 1 complimentary Golf Lesson every calendar month at select golf courses in India
  • Lounge Program:
    • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India in a calendar year for Primary and all Add-on Cardmembers
    • Complimentary Unlimited Domestic Lounge access for Primary and all Add-on Cardmembers across 30+ Lounges in India
  • YES ASSIST - Dedicated Concierge Services: Exclusive Concierge Desk for special requests related to
    • Car Rentals & Limousine / Hotels / Travel / Restaurants
    • Special Events and Performances
    • Movie tickets assistance in New Delhi, Bengaluru, and Chennai
    • Flower & Gift Delivery
    • Emergency Towing Assistance
    • Roadside Repair Assistance
  • Insurance Coverage:
    • Life Insurance Cover of INR 3 crore for death due to air accident
    • Medical Insurance cover of INR 50 Lakhs for emergency hospitalization when traveling overseas
    • Credit Shield cover in case of accidental death of Primary Card-holder

Features of YES First Exclusive Credit Card

  • Welcome Rewards: 75000 Reward Points on the first transaction done within first 90 days of card setup date
  • Renewal Rewards: 30000 Reward Points on each renewal
  • Annual Bonus Rewards: 25000 Bonus Reward Points on achieving retail spends of INR 20 Lakhs or more in each anniversary year (12 months from the card setup date or card renewal date)
  • Dedicated Reward Redemption Portal: Dedicated Website for Flight/Hotel/Movie Ticket Booking with Exclusive Catalogue of Products
  • Credit Shield:  Credit Shield cover in case of accidental death of Primary Card-holder
  • YES PayNow - Easy Bill Pay Facility: Pay your utility bills using your YES First Exclusive Credit Card; 500 Reward Points on each YES PayNow registration
  • Card Protection Plan: Safeguard your YES First Exclusive Credit Card in the event of card loss, theft, any related fraud, and emergencies with YES Bank’s Card Protection Plan (CPP)
  • Only 1.75% extra markup for foreign currency exchange/transactions.
  • 1.2% monthly interest rate on revolving credit for YES Bank Salary/Savings Account holder.

YES First Exclusive Credit Card Eligibility Criteria & Document Required

Eligibility criteria for Yes Bank Prosperity Credit Cards are as follows:

  • Should be Salaried or Self Employed
  • Age between 21 years to 60 years
  • For Salaried - Salary Slip, Bank Statement, Form 16, ITR
  • For Self Employed - ITR and Bank Statement
  • The YES First Exclusive Credit Card is also available against a Fixed Deposit of INR 300000 and above.
  • Should to produce all the necessary supporting documents while applying.
  • Identity Proof
  • Address Proof

Fees & Charges of YES First Exclusive Credit Card

Fee/Charge

Amount/Rate

Membership Charges

INR 999+Taxes

Annual Renewal Charges

INR 999+Taxes waived on total retail spends of INR 400000 within 12 months prior to the card renewal date

Credit card finance charge

3.5% per month (42% annually)

Minimum amount due each month

5% of balance outstanding

Interest fee period

50 Days

Finance charge on cash advance

3.5% per month (42% annually)

Cash advance limit

30% of the credit limit

Cash advance fee - YES Bank, local ATMs

2.5% (minimum INR 300)

Cash advance fee - International ATMs

2.5% (minimum INR 300)

Over limit fee

2.5% of the over-limit amount or INR 500 whichever is higher

Foreign Currency Mark-up

1.75% on all international transactions

 

Disclosure: Please Note: Bank will endeavor to issue the Card within 90 days from the date of application. In case of any further delay, the Bank will apprise you of the revised date of Card issuance.

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