Yes First Preferred Credit Card -compare features and apply online
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Benefits of YES First Preferred Credit Card

  • Preferred Reward Points Program:
    • 16 Reward Points per INR 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
    • 8 Reward Points per INR 200 spent on all other categories
    • 1000 Reward Points on each YES PayNow registration
  • Preferred Reward Points Redemption:
    • Visit YesRewardz to know more about redeeming Reward Points
    • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
    • An exclusive catalogue of products to choose from
    • Redemption of Reward Points against Air Miles with InterMiles and/or Club Vistara (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
    • For NRI Card-holders, redemption only available for Flights, Hotels, and Movies only; catalogue redemption not available
  • Movie Benefits: 25% discount on all movie bookings at BookMyShow Website or Mobile App
  • Fuel Surcharge Waiver: 1% Fuel surcharge waiver at all fuel stations across India for the transaction between INR 400 to INR 5000; total waiver in a statement cycle is capped at INR 250
  • Lifestyle Benefits: Great offers across travel/dining/shopping/wellness and more in select cities via YES Privileges
  • MasterCard Golf Privileges:
    • 4 complimentary rounds of green fees per calendar year at select Golf courses in India
    • 1 complimentary Golf Lesson every calendar month at select golf courses in India
  • Lounge Program:
    • Complimentary Priority Pass Membership and 4 Complimentary Visits outside India in a calendar year for Primary Card-holder only
    • Complimentary Domestic Lounge access (limited to 3 visits per quarter) for Primary Card-holder across 30+ Lounges in India
  • YES ASSIST - Dedicated Concierge Services: Exclusive Concierge Desk for special requests related to
    • Car Rentals & Limousine / Hotels / Travel / Restaurants
    • Special Events and Performances
    • Movie tickets assistance in New Delhi, Bengaluru, and Chennai
    • Flower & Gift Delivery
    • Emergency Towing Assistance
    • Roadside Repair Assistance
  • Insurance Coverage:
    • Life Insurance Cover of INR 1 crore for death due to air accident
    • Medical Insurance cover INR 25 Lakhs for emergency hospitalization when traveling overseas
    • Credit Shield cover in case of accidental death of Primary Card-holder

Features of YES First Preferred Credit Card

  • Welcome Rewards: 10000 Reward Points on the first transaction done within first 90 days of card setup date
  • Renewal Rewards: 7500 Reward Points on each renewal
  • Annual Bonus Rewards: 20000 Bonus Reward Points on achieving retail spends of INR 7.5 Lakhs or more in each anniversary year (12 months from the card setup date or card renewal date)
  • Dedicated Reward Redemption Portal: Dedicated Website for Flight/Hotel/Movie Ticket Booking with Exclusive Catalogue of Products
  • Credit Shield:  Credit Shield cover in case of accidental death of Primary Card-holder
  • Card Protection Plan: Safeguard your YES First Preferred Credit Card in the event of card loss, theft, any related fraud and emergencies with YES Bank’s Card Protection Plan (CPP)

Eligibility Criteria of YES First Preferred Credit Card

Eligibility criteria for Yes Bank Prosperity Credit Cards is as follows:

  • Should be Salaried or Self Employed
  • Age between 21 years to 60 years
  • Should have a monthly income. For a salaried person, the minimum monthly salary should be INR 200000 and for self-employed and business persons, the minimum annual ITR should be INR 24 lakhs.
  • The YES First Preferred Credit Card is also available against a Fixed Deposit of INR 300000 and above.
  • Should to produce all the necessary supporting documents while applying.
  • Must have a good credit score. Generally, a credit score of 700+ is considered good.

Fees & Charges of YES First Preferred Credit Card



Membership Charges

INR 2499+Taxes

Annual Renewal Charges

INR 2499+Taxes waived on total retail spends of INR 400000 within 12 months prior to the card renewal date

Credit card finance charge

3.5% per month (42% annually)

Minimum amount due each month

5% of balance outstanding

Documents Required for YES First Preferred Credit Card

Documents for Identity Proof

Any one of the following

  • Aadhar Card
  • Passport
  • Voter ID
  • Driving License
  • PAN Card
  • Ration Card

Documents for Address Proof

Any one of the following

  • Aadhar Card
  • Ration Card
  • Passport
  • Voter ID
  • Driving License
  • Electricity / Water bill (not more than 2 months old)

Documents for Income Proof

Any one of the following

  • Salary Slips – 3 months
  • Bank Statements – 3 months
  • Form 16 / ITR
  • Proof of business continuity for self-employed applicants

Additional Documents for NRI Applicants

All of the following

  • PAN Card
  • Form 16 / ITR

Other Documents

Recent Passport size color photographs


Disclosure: Please Note: Bank will endeavor to issue the Card within 90 days from the date of application. In case of any further delay, the Bank will apprise you of the revised date of Card issuance.

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