Pension Savings Account : Axis Bank
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  • Earn 3.5% p.a. interest on savings account balance less than Rs.50 lacs.
  • Free SMS alerts, access to 13,800+ Axis Bank ATMs, 3,500+ Axis Bank branches as well as internet and mobile banking services.
  • Average quarterly balances not required.
  • Free and unlimited multicity cheque books
  • No charges on DD/PO issuance
  • Unlimited cash transactions with no upper cap on value
  • Free and unlimited transactions at all Axis and non-Axis ATMs.
  • Visa Classic Debit Card at an issuance fee of Rs. 200 and annual fee of Rs. 150 in metropolitan and urban locations.
  • Free personal accident insurance* cover of Rs. 2 lakhs upon swiping your card once every 6 months
  • Combined Lost Card Liability and Purchase Protection Liability of up to Rs. 50,000 to protect debit card from fraudulent use and also cover for damage or loss of articles purchased using the debit card.


  • Employees of Central Government and Civil Ministries who are covered under the Central Government Pension Scheme, operated by the Central Pension Accounting Office under the Department of Expenditure and Ministry of Finance
  • Employees of the Armed Forces (Army, Navy and Air Force) who are covered under the Defence Pension Scheme, operated by Pension Sanctioning Authority/Defence Unit under the Ministry of Defence
  • Employees of an organisation where the workforce strength is greater than twenty (including contract employees) and those who have opted to be members of the EPS 95 Scheme
  • Existing members covered under the Member of Employees Family Pension Scheme
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