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SimplyCLICK SBI Card

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SimplyCLICK SBI Card

Save on your everyday online spends with the SimplyCLICK SBI Credit Card. This card is best suited for an online shopper. Get great rewards and benefits with the SimplySAVE SBI Credit Card on your favorite platforms like Amazon, BookMyShow, Cleartrip, Lenskart, UrbanClap and more.

SimplyCLICK SBI Credit Card

Highlight

  • Get Amazon.in gift card
  • Earn 10X Reward Points on online spends
  • Earn 5X rewards on all other online spends
  • welcome e-gift voucher worth Rs. 500

Best Suited For

  • Shopping.
  • Fuel

Features of SimplyCLICK SBI Credit Card

  • Contactless Advantage
    • Make your payment faster, easier and more convenient by simply waving your card at a secure reader to complete your transaction.
    • Reduce the risk of card loss and fraud due to skimming as the card never leaves your hand.
  • Global Acceptance
    • SimplyCLICK SBI Credit Card is accepted in over 24 million outlets across the globe, including over 3 lakh outlets in India.
  • Add-on Cards
    • Embolden your family-members with add-on cards (minimum age for add-on: 18 years)
  • Cash on the go
    • Withdraw cash from over 1 million Visa or Mastercard ATMs across the globe.
  • Easy Bill Pay Facility
    • Pay your utility bills using your SimplyCLICK SBI Credit Card.
  • Flexipay
    • Convert your transactions of Rs 2500 and above into easy monthly installments.
  • Balance Transfer on EMI
    • Now save money while paying your credit card dues.
    • Transfer your outstanding balance of other credit cards to your SimplyCLICK SBI Credit Card and avail lower rate of interest and pay back in EMI.

Benefits of SimplyCLICK SBI Credit Card

  • Joining Gift
    • Get Amazon.in gift card worth Rs 500 on joining.
  • E-shopping Rewards
    • 10X reward points on online spends with exclusive partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds and UrbanClap.
    • 5X rewards on all other online spends.
  • Milestone Rewards
    • Get Cleartrip e-voucher worth Rs 2000 on annual online spends of Rs 1 lakh.
  • Complete Fuel Freedom
    • 1% fuel surcharge waiver on every transaction between Rs 500 – Rs 3000 at any petrol pump.
    • Maximum surcharge waiver of Rs 100 per statement cycle.
  • Spend Based Reversal
    • Get annual membership fee reversal from second year of subscription on a transaction of Rs 1 lakh or more the previous year.

Eligibility Criteria for SimplyCLICK SBI Credit Card

  • Age of salaried applicant must be between 21 – 70 years.
  • Age of self-employed applicant must be between 25 – 70 years.
  • The applicant must be an Indian citizen.
  • Applicant must have a good credit score.
  • The add-on cardholder must be above 15 years of age.
  • Applicant should be able to produce all the necessary documents.

Documents Required for SimplyCLICK SBI Credit Card

Documents Required for Identity Proof
  • Aadhar Card
  • Passport
  • Voter ID
  • Driving License
  • PAN Card
  • NREGA Card
  • Ration Card
Documents Required for Address Proof
  • Aadhar Card
  • Ration Card
  • Passport
  • Voter ID
  • Driving License
  • Electricity/Water or other utility bill not more than 2 months old
Documents Required for Income Proof
  • Salary Slip
  • Bank Statement
  • Form 16
  • ITR
  • Bank Statements for the last 3 months
  • Proof of business continuity for self-employed applicants
Other Documents Required
  • Recent passport sized photograph

How to apply for SimplyCLICK SBI Credit Card

  • Click here to start the application process.
  • Fill the basic requirements like your Name, Occupation, Monthly Income etc. to check your eligibility.
  • If eligible, you will be redirected to the online application page.
  • Fill the online application form and submit the form.
  • Upload and submit the required documents.
  • Once you apply for the card, the bank will review your credit card application and will then approve it. You will receive the credit card within a few working days after the approval.

Additionally, you can log on to the SBI official website and apply for a card online at www.sbicard.com

Fees & Charges of SimplyCLICK SBI Credit Card

Fees/Charges Amount
Annual Fee Rs 499
Add-on Fee Nil
Finance charges for extended credit Up to Rs 25 or 3.35% per month (40.2% per annum), whichever is higher from the date of transaction
Minimum amount due for extended credit 5% of Total Outstanding [ Min Rs 200 + all applicable taxes + EMI (in case of EMI based product) + OVL amount (if any)
Cash advance limit Up to 80% of the credit limit, with a maximum of Rs 12,000 per day
Cash advance fee 2.5% of transaction amount, subject to a minimum of Rs 500
Statement retrieval Rs 100 per statement that is more than 2 months old
Payment Dishonor fee 2% of the payment amount, subject to a minimum of Rs 450
Cheque pick-up fee Rs 100
Overlimit 2.5% of over limit amount subject to a minimum of Rs 500
Card replacement Rs 100
Emergency card replacement when abroad Actual cost (subject to a minimum of $175)
Foreign currency transaction Conversion markup of 3.5%
Dynamic Currency Conversion Markup fee of 3.50%
Rewards redemption fee Rs 99
Cash payment fee Rs 199
Railway tickets through counters Rs 30 + 2.5% of transaction amount
Railway tickets through irctc.co.in 1.8% of transaction amount + service charge, as applicable

SimplyCLICK SBI Card Late payment

Amount (in Rupees) Late payment fees (in Rupees)
0 – 200 Nil
201 – 500 100
501 – 1000 400
1001 – 10,000 600
10,001 – 25,000 800
> 25,000 950

Reward Point Benefits on your SimplyCLICK SBI Credit Card

Now earn various reward points and bonus reward points at a faster pace with every transaction with your SimplyCLICK SBI Credit Card. The more reward points you gain, the greater your chances become to redeem the reward points for your spends. This will save you a lot of money which otherwise would have gone from your pocket and made a hole in it. These reward points can be redeemed to make several online purchases on www.sbicard.com. Customers can also redeem reward points against their SBI credit card outstanding balance.

You can avail the following reward points on your SimplyCLICK SBI Credit Card:

  • 10X reward points on online spends with exclusive partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds and UrbanClap.
  • 5X rewards on all other online spends.
  • 1 reward point per Rs 100 on all other spends.
  • Redeem reward points against your SBI credit card outstanding balance or to redeem gifts from SBI Credit Card Rewards Catalogue.

You can only redeem reward points in multiples of 2000 points per request. The gift from the reward points will be delivered to the customer’s given address, i.e., only to the primary card holder’s address. Gifts (i.e., merchandise) will be delivered within 15 working days and gift vouchers will be sent in 10 working days. Once the request to redeem the reward points has been made, it cannot be cancelled or changed. Gift vouchers will be valid for a period of three months. SBI charges a fee of Rs 99 along with service tax to the SBI card account after a request to redeem the reward points has been made by the customer

SBI Credit Card Rewards Store/Catalogue

Category Brands
Accessories Samsung/ Michael Kors/ Fossil/ Bvlgari/ Rayban/ Lavie/ Bata/ Tommy Hilfiger/ Parker/ Hidesign/ Nike/ Park Avenue/ Swiss Military/ Esprit/ Ferragamo/ Fastrack/ Voylla etc.
Apparel & Superstore Shoppers Stop/ Celio/ Hush Puppies/ Pantaloons/ More/ Aurelia/ Myntra/ Central/ Raymond/ Levis/ Louis Philippe/ Allen Solly/ Inglot/ Van heusen/ Vero Moda/ Arrow/ United Colors of Benetton/ Woodland etc.
Books & Periodicals Annual subscriptions of India Today/ Vogue/ GQ/ Good Homes/ Femina/ Filmfare/ Hello/ Grazia/ Business Today/ Harper’s Bazaar/ Cosmopolitan India/ Architectural Digest/ Reader’s Digest etc.
Electronics Apple/ Samsung/ Sennheiser/ Skullcandy/ Philips/ HP/ Amazon/ Google/ Bose/ JBL/ Fitbit/ BoAt/ Fossil/ MI/ Fastrack/ Motorola/ AT&T etc.
Elite Book of Rewards Shoppers Stop/ US Polo Assn./ Arrow/ Pantaloons/ Amazon/ Google/ PC Jeweller/ Kalyan Jewellers/ Tanishq/ Joyalukkas
End of Season Sale Victorinox/ HP/ MI/ Havells/ Swiss/ Motorola/ Wenger/ Fossil/ Skullcandy/ Google/ Bajaj/ Vaya/ Morphy Richards/ Park Avenue/JBL/ Nike/ Tupperware etc.
Entertainment & Dining BookMyShow/ SMAAASH/ Oh Calcutta/ Sweet Bengal/ The Beer Café/ Sigree/ TGIF/ Mainland China/ PVR/ KFC/ Chaayos/ Costa Coffee/ Pizza Hut/ Baskin Robins
E-voucher MakeMyTrip/ Flipkart/ Croma/ Yatra/ Urban Ladder/ Amazon/ Apollo Pharmacy/ The Body Shop/ Archies/ Shoppers Stop/ Allen Solly/ Cult.fit/ Pantaloons/ Fab Hotels etc.
Festive Catalogue Diesel
Health & Fitness Apple/ Fitbit/ MI/ Philips/ Goomo/ Cult.fit/ Fastrack/Nivia/ Dr. Morepan/ Victorinox/ Portronics/ Omron/ FitPass/ Nike/ Apollo Pharmacy/ Swiss Military etc.
Homeware Kent/ Morphy Richards/ Havells/ Hindware/ Urban Ladder/ Victorinox/ Bajaj/ DKNY/ Orient/ Vaya/ Wonderchef/ Prestige/ Borosil/ Milton/ Black + Decker/ Tupperware etc.
Kids Zone Vaya/ Wildcraft/ Lego/ Disney/ Zephyr/ American Tourister/ Gini & Jony/ Borosil etc.
Lifestyle Sennheiser/ Bose/ Diesel/ Hermes/ Fossil/ Citizen/ Skagen/ DKNY/ Bvlgari/ Guess/ Esprit/ Lavie/ Bata/ Timex/ Park Avenue/ VLCC etc.
Luxury PC Jeweller/ Kalyan Jewellers/ Helios/ Tanishq/ Joyalukkas
Memberships Accor Plus/ Cult.fit/ FITPASS
Preferred partner Card Protection Plan/ FBB/ Central
Travel & Holiday MakeMyTrip/ Swiss Gear/ Wildcraft/ Yatra/ Accor Plus/ Victorinox/ American Tourister/ Adidas/ Swiss Military/ Fab Hotels/ Cabeau etc.

How to check your SimplyCLICK SBI credit card reward points?

To check your reward points gained from your SimplyCLICK SBI Credit Card:

  • Choose SimplyCLICK SBI Credit Card on the official SBI website.
  • Click on “Terms and Conditions”.
  • Click on the “Shop and Smile” reward program.
  • The points that you have earned will be mentioned under the “Points Earned Accumulated/Redeemed” section in your account.

How to redeem SimplyCLICK SBI credit card reward points?

Redeem reward points through Website

  • Login to www.sbicard.com.
  • Click on “Rewards” and then click on “Redeem Rewards”.
  • Browse through the various SBI credit card rewards available and choose a suitable reward of your choice.
  • Click on “Redeem now” and confirm.
  • You can use the “Points+Pay” feature which gives you the freedom to redeem your reward points through the usual redemption of Reward Points and partly through the balance on your SimplyCLICK SBI Credit Card.

Redeem reward points through Mobile App

  • Login to SBI Card Mobile App.
  • Click on “Rewards” at the left-hand side and click on “Redeem Rewards”.
  • Browse through the various SBI credit card rewards available and choose a suitable reward of your choice.
  • Click on “Redeem” and confirm.
  • You can use the “Points+Pay” feature which gives you the freedom to redeem your reward points through the usual redemption of Reward Points and partly through the balance on your SimplyCLICK SBI Credit Card.

Customer care for SBI Credit Card

You can clear all your doubts and queries through SBI customer service. You can get access to the SBI customer service executives through the SBI helpline number, SMS service, address or email id. Resolve all your credit card queries and complaints regarding gift vouchers, reward points, credit score, annual spends, add on cards, required documents, annual fee, credit card application and many more in the best possible way through the SBI credit card helplines.

SBI Credit Card Toll Free Number:

  • 1860 180 1290
  • 1800 180 1290
  • 39020202 (STD code)
  • For Balance Enquiry – 8422845512
  • For Reward Points Summary – 8422845514
  • For Available Credit Limit and Cash Limit – 8422845513
  • For Last Payment Status – 8422845515

SBI Credit Card “Simply SMS” Service

Send different messages to get answers for your queries using SBI’s Simply SMS Service at the number 5676791

  • To block your lost or stolen card, message BLOCK XXXX to the given number
  • To know about available credit and card limit, message AVAIL XXXX
  • To know the last payment status, message PAYMENT XXXX
  • To know reward points summary, message REWARD XXXX
  • To know about your credit card balance, message BAL XXXX
  • To request a duplicate statement, message DSTMT XXXX MM (statement month)
  • To subscribe for e-statement, message ESTMT XXXX

SBI Credit Card Postal Address

Correspondence: SBI Card, P.O. Bag 28, GPO, New Delhi – 110001

Head office: SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon – 122002, Haryana, India

SBI Credit Card Email Click on https://www.sbicard.com/en/contact-us/personal.page#title to email to SBI.

SimplyCLICK SBI Card Online Application Status

Get the real-time status of your SBI credit card by simply visiting the official SBI website. You just need to put your credit card application number and follow a few simple steps and you are done with the credit card application status. Now, the credit card application status can be anything from approval, pending for approval or even rejected. Do ask the reasons for your credit card application rejection if it has happened. You can either call the branch officials or the customer care executives to know the reasons or you can write an e-mail to the customer care executives. If you can remove the discrepancy in your credit card application, do so and apply again to get an approval.

SimplyCLICK SBI Card Credit Limit

The credit limit depends on the income, credit score, job or business stability along with other factors. So, to get a higher credit score limit, it’s important to have a decent income and have a good credit score well past 750. It is also important to have a stability in either your job or business. Existing cardholders can get good credit limit by asking SBI to raise the credit limit. After receiving the request of limit enhancement, SBI will check the repayment pattern, employment and business details before coming to a decision of whether it will raise the credit limit or not.

A good credit limit or a higher credit limit does not mean that you should spend an excessive amount which will be more than your ability to pay back on time. Over-spending and failure to make a payment by the due date can create a default-like situation in which the creditors might raise interest rates to the default (or penalty rate) or decrease the line of credit. In case of serious defaulting on a credit card, the bank can even take legal action to enforce payment. This is not a situation anybody would want to be in as default is a serious credit card issue that affects not only your standing with the credit card issuer but also your credit standing in general and your ability to get approved for other credit-based services. The reasons are obvious, the credit score would come down, which could make it tricky to gain an easy approval to the credits you may apply in the future. In addition, you would struggle to meet other financial liabilities that you may have to carry out on a monthly basis.

At the same time, don’t be too less on the utilization as that would make it hard to build a credit history for you and would interfere with your good credit score. So, you need to strike a balance between the annual spends to ensure a proper credit utilization ratio, translating into a good credit history and a non-default situation.

SimplyCLICK SBI Card Online Bill Payment

Do away with the bill payment delays by adding your SimplyCLICK SBI Card to the list of billers via net banking and pay your bills on time and avoid default.

If you are using the Internet Banking of SBI or some other bank, mention your credit card number correctly. You will receive an SMS indicating the total due and due date. You can login and pay from the comfort of your home or office either on or before the due date.

Frequently Asked Questions (FAQs)

  • What is SimplyCLICK SBI credit card?

    SimplyCLICK is a credit card offered by State Bank of India (SBI) which is best suited for online shoppers. With SimplyCLICK SBI credit card, you can earn great rewards and benefits while also saving money on your shopping expenses. Get 10X reward points on your favorite online pplatforms like Amazon, BookMyShow, Cleartrip, Lenskart, UrbanClap and more. So,you can now save while you shop with SimplyCLICK SBI credit card. Also get a lower rate of interest through the feature of balance transfer on EMI.

  • How can I get Amazon welcome voucher from SBI SimplyCLICK credit card?

    Customers can get Amazon welcome voucher (redeemable on the Amazon website or mobile app) worth Rs 500 on payment of annual fees of SimplyCLICK SBI credit card. The Amazon voucher code will be sent on the customer’s registered mobile number within 30 days from payment of the annual membership fee.

  • How do I book IRCTC tickets through SBI SimplyCLICK credit card?

    Customers can follow the steps given below to book IRCTC tickets through their SBI SimplyCLICK credit card:

    1. Go to irctc.co.in and log in with your username and password. If you do not have an account, you can make one for free.
    2. Follow instructions given on the website to make your reservations.
    3. Use your SimplyCLICK SBI credit card at the time of payment.
  • How much is needed to pay for SimplyCLICK SBI credit card?

    The joining fee for SimplyCLICK SBI credit card is Rs 499. The annual fee from second year onwards is also Rs 499. Customers can get their annual fees waived from the second year of subscription, provided they spend Rs 1 lakh annually.

  • How to avail reward points for SimplyCLICK SBI credit card?

    Customers can avail reward points by using their SBI SimplyCLICK credit card for their online transactions. SimplyCLICK gives a host of great reward points. Customers can avail 10X reward points on online spends with partner stores like Amazon, BookMyShow, Cleartrip etc. along with 5X reward points on all other online spends. Customers can redeem their reward points for an online gift purchase or to pay the outstanding balance on their SBI credit cards.

  • How to convert SBI SimplySAVE credit card to SimplyCLICK credit card?

    To convert SBI SimplySAVE credit card to SimplyCLICK credit card, customers can either call on the SBI helpline number 1860 180 1290 or 390202 (prefix local STD code) or write at www.sbicard.com/email regarding their request for credit card conversion. Additionally, the customers can also login to their SBI card account at sbicard.com to place their request for card conversion. Alternatively, customers can login to Chatbot ILA, ask their query about card conversion and follow the guided steps.

  • How to pay the bill for SimplyCLICK SBI credit card?

    SBI credit card bill can be paid through various methods such as Online Banking (through your SBI account); NEFT (through any bank account); Paynet-Pay Online (through netbanking); SBI Mobile App YONO; Via UPI (money transfer between 2 accounts); Debit card (through other bank debit card). Click on any payment method to learn more about it.

  • How to redeem SimplyCLICK SBI credit card reward points?

    You can redeem SimplyCLICK SBI credit card reward points through either SBI credit card website or SBI mobile app. To redeem SimplyCLICK SBI credit card reward points, you need to log in to either the SBI website or the mobile app. Click on “Rewards” and then on “Redeem Rewards” and choose a reward of your choice. Click on “Redeem now” and confirm.

  • What is the difference between SBI SimplySAVE and SBI SimplyCLICK credit cards?

    Although both the SBI credit cards are mainly for shopping, the main difference between SBI SimplySAVE and SBI SimplyCLICK is that while SimplySAVE is best suited for offline spends, SimplyCLICK is suited for online spends. Further, SimplySAVE provides 10X reward points for dining, movies, departmental stores and grocery spends and SimplyCLICK provides 10X reward points for online partners like Amazon, BookMyShow, Lenskart, UrbanClap etc.

  • What are the benefits of SimplyCLICK SBI credit card?

    SimplySAVE SBI credit card is a boon for frequent shoppers and provides a multitude of benefits like 10X reward points, Milestone Rewards, Fuel surcharge waiver, Annual fee reversal, Welcome offer and Low joining fee to name a few. It also provides facilities like Balance Transfer on EMI, Flexipay, Contactless advantage, Easy bill pay facility, Add on cards etc.

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