Benefits of YES Prosperity Cashback Plus Credit Card
- Guaranteed Cashback on Spends:
- 5% Cashback on spends on Movies & Grocery payments
- 0.75% Cashback on all other spendings except fuel
- 5% Cashback on Bill Payments through YES PayNow
- Fuel Surcharge Waiver: 1% Fuel surcharge waiver at all fuel stations across India for a transaction between INR 400 to INR 5000; total waiver in a statement cycle is capped at INR 250
- Lifestyle Benefits: Great offers across travel/dining/shopping/wellness and more in select cities via YES Privileges
- Insurance Coverage: Credit Shield cover in case of accidental death of Primary Card-holder
Joining Benefits:
Welcome Onboard with Rs 250 Cashback on total spends of Rs 2500 within 30 days of card set up.
Features of YES Prosperity Cashback Plus Credit Card
- Welcome Cashback: INR 250 Cashback on total spends of Rs 2500 within 30 days of card set up
- Credit Shield: Credit Shield cover in case of accidental death of Primary Card-holder
- YES PayNow - Easy Bill Pay Facility: Pay your utility bills using your YES Prosperity Cashback Plus Credit Card; Cashback on each YES PayNow registration
- Card Protection Plan: Safeguard your YES Prosperity Cashback Plus Credit Card in the event of card loss, theft, any related fraud, and emergencies with YES Bank’s Card Protection Plan (CPP)
Eligibility Criteria of YES Prosperity Cashback Plus Credit Card
Eligibility criteria for Yes Bank Prosperity Credit Cards are as follows:
- Should be Salaried or Self Employed
- Age between 21 years to 60 years
- Should have a monthly income. For a salaried person, the minimum monthly salary should be INR 25,000 and for self-employed and business persons, the minimum annual ITR should be INR 5 lakhs.
- Should to produce all the necessary supporting documents while applying.
- Must have a good credit score. Generally, a credit score of 700+ is considered good.
Documents Required for YES Prosperity Cashback Plus Credit Card
Three kinds of proof are required to get YES Prosperity Cashback Plus Credit Card
- Income Proof
- Identity Proof
- Address Proof
Fees & Charges of YES Prosperity Cashback Plus Credit Card
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Fee/Charge
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Amount/Rate
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Membership Charges
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INR 1499+Taxes
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Annual Renewal Charges
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INR 1499+Taxes
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Credit card finance charge
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3.5% per month (42% annually)
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Minimum amount due each month
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5% of balance outstanding
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Interest fee period
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50 Days
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Finance charge on cash advance
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3.5% per month (42% annually)
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Cash advance limit
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30% of the credit limit
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Cash advance fee - YES Bank, local ATMs
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2.5% (minimum INR 300)
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Cash advance fee - International ATMs
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2.5% (minimum INR 300)
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Over limit fee
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2.5% of the over limit amount or INR 500 whichever is higher
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Foreign Currency Mark-up
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3.4% on all international transactions
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Disclosure: Please Note: Bank will endeavor to issue the Card within 90 days from the date of application. In case of any further delay, the Bank will apprise you of the revised date of Card issuance.
