YES PROSPERITY CASHBACK PLUS CREDIT CARD : Apply Online

YES PROSPERITY CASHBACK PLUS CREDIT CARD

Guaranteed Cashback on Spends:
- 5% Cashback on spends on Movies & Grocery payments
- 0.75% Cashback on all other spendings except fuel
- 5% Cashback on Bill Payments through YES PayNow
Fuel Surcharge Waiver: 1% Fuel surcharge waiver at all fuel stations across India for a transaction between INR 400 to INR 5000; total waiver in a statement cycle is capped at INR 250
Lifestyle Benefits: Great offers across travel/dining/shopping/wellness and more in select cities via YES Privileges
Insurance Coverage: Credit Shield cover in case of accidental death of Primary Card-holder

Joining Benefits:

Welcome Onboard with Rs 250 Cashback on total spends of Rs 2500 within 30 days of card set up.

Welcome Cashback: INR 250 Cashback on total spends of Rs 2500 within 30 days of card set up
Credit Shield: Credit Shield cover in case of accidental death of Primary Card-holder
YES PayNow - Easy Bill Pay Facility: Pay your utility bills using your YES Prosperity Cashback Plus Credit Card; Cashback on each YES PayNow registration
Card Protection Plan: Safeguard your YES Prosperity Cashback Plus Credit Card in the event of card loss, theft, any related fraud, and emergencies with YES Bank’s Card Protection Plan (CPP)

Eligibility criteria for Yes Bank Prosperity Credit Cards are as follows:

Should be Salaried or Self Employed
Age between 21 years to 60 years
Should have a monthly income. For a salaried person, the minimum monthly salary should be INR 25,000 and for self-employed and business persons, the minimum annual ITR should be INR 5 lakhs.
Should to produce all the necessary supporting documents while applying.
Must have a good credit score. Generally, a credit score of 700+ is considered good.

Three kinds of proof are required to get YES Prosperity Cashback Plus Credit Card

Fee/Charge	Amount/Rate
Membership Charges	INR 1499+Taxes
Annual Renewal Charges	INR 1499+Taxes
Credit card finance charge	3.5% per month (42% annually)
Minimum amount due each month	5% of balance outstanding
Interest fee period	50 Days
Finance charge on cash advance	3.5% per month (42% annually)
Cash advance limit	30% of the credit limit
Cash advance fee - YES Bank, local ATMs	2.5% (minimum INR 300)
Cash advance fee - International ATMs	2.5% (minimum INR 300)
Over limit fee	2.5% of the over limit amount or INR 500 whichever is higher
Foreign Currency Mark-up	3.4% on all international transactions