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Highlight
- Annual Bonus Rewards
- Fuel Surcharge Waiver
- 1000 Reward Points
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Best Suited For
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Features of YES Prosperity Reward Credit Card
- Accelerated Rewards: Accelerated Rewards on Grocery Stores & Supermarkets, Department Stores and Dining spends
- Annual Bonus Rewards: 10,000 Bonus Reward Points on achieving retail spends of INR 1.8 Lakhs or more in each anniversary year (12 months from the card set update or card renewal date)
- Insurance: Credit Shield cover in case of accidental death of Primary Card-holder
- Easy Bill Pay Facility: Pay your utility bills using your YES Prosperity Reward Credit Card; 500 Reward Points on each YES PayNow registration
- Quick Loan: Get a Quick Loan (within the credit limit of your card) on your YES Prosperity Reward Credit Card for your immediate funds’ requirements
- Fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000.
- Avail of great offers across travel, dining, shopping, wellness and more, in select cities.
Benefits of YES Prosperity Reward Credit Card
- Fuel Surcharge Waiver: 1% Fuel surcharge waiver at all fuel stations across India for the transaction between INR 400 to INR 5000; total waiver in a statement cycle is capped at INR 250
- Lifestyle Benefits: Great offers across travel/dining/shopping/wellness and more in select cities via YES Privileges
- Reward Points Program:
- 4 Reward Points per INR 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends
- 2 Reward Points per INR 200 on other categories
- 500 Reward Points on each YES PayNow registration
Eligibility Criteria of YES Prosperity Reward Credit Card
Yes Bank offers credit cards to Salaried and Self Employed individuals
- Should be Salaried or Self Employed
- Age between 21 years to 60 years
- Should have a monthly income. For a salaried person, minimum monthly salary should be INR 25,000 and for self-employed and business persons, the minimum annual ITR should be INR 5 lakhs.
- Should to produce all the necessary supporting documents while applying.
- Must have a good credit score. Generally, a credit score of 700+ is considered good.
Documents Required for YES Prosperity Reward Credit Card
1) Identity Proof: Any of the government-approved identify card is required
2) Address Proof: Voter Cards, Passport, Ration Card, or any other government-approved card
3) Income Proof: ITR, Salary Slip, Bank Statement, etc.
Fees & Charges of YES Prosperity Reward Credit Card
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Fee/Charge
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Amount/Rate
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Membership Charges
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INR 299+Taxes waived on total retail spends of INR 5000 within 90 days of card set up a date
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Annual Renewal Charges
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INR 299+Taxes waived on total retail spends of INR 25000 within 12 months prior to the card renewal date
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Credit card finance charge
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3.5% per month (42% annually)
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Minimum amount due each month
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5% of balance outstanding
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Interest fee period
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50 Days
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Finance charge on cash advance
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3.5% per month (42% annually)
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Cash advance limit
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30% of the credit limit
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Cash advance fee - YES Bank, local ATMs
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2.5% (minimum INR 300)
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Cash advance fee - International ATMs
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2.5% (minimum INR 300)
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Over limit fee
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2.5% of the over-limit amount or INR 500 whichever is higher
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Foreign Currency Mark-up
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3.4% on all international transactions
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YES Prosperity Reward Credit Card Late payment
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Statement Balance
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Late Payment Charges
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Less than INR 100
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Nil
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INR 100 to INR 500
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INR 100
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INR 501 to INR 5000
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INR 400
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INR 5001 to INR 20000
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INR 500
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Above INR 20000
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INR 700
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How to apply for YES Prosperity Reward Credit Card
- Click on InvestementCover
- Fill in the basic requirements like your Name, Occupation, Monthly Income, etc.
- After you fill in the requirements, a list of Yes Bank suitable credit card options will be shown to you.
- Select the option that suits your needs and apply for that credit card.
- Once you apply for the card, the bank will review your credit card application and will then approve it. You will receive the credit card within a few working days after the approval.
Additionally, you can visit the Yes Bank website
