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YES PROSPERITY EDGE CREDIT CARD

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YES PROSPERITY EDGE CREDIT CARD

Unlock Luxurious Lounge Access with the Yes Bank Prosperity Credit Card: Elevate Your Travel Experience!

Step into a world of luxury with the Yes Bank Prosperity Credit Card and elevate your travel experience like never before! This exclusive credit card not only offers impressive rewards and benefits but also unlocks access to luxurious lounges around the world. Imagine sipping on a refreshing drink, indulging in delectable cuisine, and relaxing in a comfortable environment while waiting for your next flight. With the Yes Bank Prosperity Credit Card, this dream can become a reality.

Whether you are a frequent traveler or simply enjoy the finer things in life, this credit card provides unparalleled perks. From complimentary lounge access at leading airports to priority check-ins and exclusive discounts on hotel bookings, you'll be treated like a VIP wherever you go. With many travel benefits, you can truly make the most out of your travel experiences.

Designed to cater to the needs of the discerning traveler, the Yes Bank Prosperity Credit Card ensures that you fly in style and comfort. Don't settle for a mundane travel routine – elevate your journey with the Yes Bank Prosperity Credit Card and indulge in the lavishness you deserve.

Benefits of the Yes Bank Prosperity Credit Card

The Yes Bank Prosperity Credit Card is designed to cater to the needs of the discerning traveler. It offers a wide range of benefits that enhance your travel experience and ensure you fly in style and comfort. One of the standout features of this credit card is the exclusive lounge access it provides. Gone are the days of waiting in crowded airport terminals, struggling to find a seat, or enduring noisy surroundings. With the Yes Bank Prosperity Credit Card, you can enjoy the tranquility and luxury of airport lounges.

  • Fuel Surcharge Waiver: 1% Fuel surcharge waiver at all fuel stations across India for a transaction between INR 400 to INR 5000; total waiver in a statement cycle is capped at INR 250
  • Lifestyle Benefits: Great offers across travel/dining/shopping/wellness and more in select cities via YES Privileges
  • Lounge Program: Complimentary Priority Pass Membership for Primary Cardholder only. Complimentary Domestic Lounge access (limited to 2 visits per quarter) for Primary Card-holder across 30+ Lounges in India
  • MasterCard Golf Privileges: 4 complimentary rounds of green fees per calendar year at select Golf courses in India. One complimentary Golf Lesson every calendar month at select golf courses in India
  • Insurance Coverage:
    • Life Insurance Cover of INR 50 Lakhs for death due to air accident
    • Medical Insurance covers INR 15 Lakhs for emergency hospitalization when traveling overseas
    • Credit Shield cover in case of accidental death of Primary Card-holder

Exclusive lounge access with the Yes Bank Prosperity Credit Card

Airport lounges are havens of comfort and relaxation amidst the hustle and bustle of airports. They offer a sanctuary where you can unwind, catch up on work, or simply enjoy some downtime before your flight. With the Yes Bank Prosperity Credit Card, you gain access to a network of exclusive lounges around the world. Whether you're traveling for business or pleasure, these lounges provide a welcome respite from the chaos of the airport.

How lounge access enhances your travel experience

Access to airport lounges can significantly enhance your travel experience. Firstly, lounges provide a tranquil environment where you can escape the noise and crowds of the airport. You'll find comfortable seating, ample space to relax or work, and a peaceful atmosphere conducive to productivity or relaxation. Additionally, lounges offer a range of amenities such as complimentary Wi-Fi, charging stations, and dedicated workspaces, ensuring you can stay connected and get things done while on the go.

Popular airport lounges around the world

With the Yes Bank Prosperity Credit Card, you can enjoy access to some of the most prestigious airport lounges worldwide. From the luxurious Emirates Lounge in Dubai to the elegant Cathay Pacific Lounge in Hong Kong, these lounges offer a host of amenities and services to make your travel experience truly memorable. Whether you're looking for a place to freshen up, enjoy a delicious meal, or catch up on the latest news, these lounges have you covered.

Features and amenities of airport lounges

Airport lounges are known for their exceptional features and amenities, which set them apart from the regular airport experience. Many lounges offer complimentary food and beverages, ranging from light snacks to full-course meals prepared by renowned chefs. You can indulge in a wide selection of refreshments, including alcoholic and non-alcoholic beverages, and satisfy your cravings with a variety of cuisines. Moreover, some lounges provide spa facilities, showers, and even private sleeping pods, allowing you to relax and rejuvenate before or after your flight.

How to access airport lounges with the Yes Bank Prosperity Credit Card

Accessing airport lounges with the Yes Bank Prosperity Credit Card is a seamless process. Simply present your credit card at the lounge entrance, and you'll be granted entry. Some lounges may require you to show a boarding pass for a same-day departing flight, while others allow access even if your flight is in the future. It's always a good idea to check the specific lounge's requirements beforehand to ensure a smooth and hassle-free experience.

Tips for making the most of your lounge experience

To make the most out of your lounge experience, consider the following tips:

1. Arrive early: Give yourself ample time to fully enjoy the lounge amenities before your flight.

2. Explore the facilities: Take a tour of the lounge and make use of all the available amenities, such as showers, spa services, and entertainment areas.

3. Enjoy the culinary delights: Indulge in the complimentary food and beverages on offer, and try out the local specialties if available.

4. Stay connected: Make use of the free Wi-Fi and charging stations to stay connected and catch up on work or entertainment.

5. Relax and unwind: Take advantage of the comfortable seating and tranquil atmosphere to relax and prepare for your journey ahead.

Other travel benefits of the Yes Bank Prosperity Credit Card

In addition to exclusive lounge access, the Yes Bank Prosperity Credit Card offers a host of other travel benefits. You'll enjoy priority check-in at select airports, allowing you to breeze through the check-in process and save valuable time. The credit card also provides complimentary travel insurance, ensuring you have peace of mind during your trips. Furthermore, you'll have access to exclusive discounts and offers on hotel bookings, making your accommodation choices more affordable and enjoyable.

YES Prosperity Edge Credit Card Benefits

  • Edge Reward Points Program:
    • 8 Reward Points per INR 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends
    • 4 Reward Points per INR 200 on other categories
    • 500 Reward Points on each YES PayNow registration
  • Quick Loan: Get a Quick Loan (within the credit limit of your card) on your YES Prosperity Edge Credit Card for your immediate funds’ requirements
  • Annual Bonus Rewards: 15,000 Bonus Reward Points on achieving retail spends of INR 6 Lakhs or more in each anniversary year (12 months from the card setup date or card renewal date)
  • Card Protection Plan: Safeguard your YES Prosperity Edge Credit Card in the event of card loss, theft, any related fraud and emergencies with YES Bank’s Card Protection Plan (CPP)

Joining benefits:

  • Welcome Onboard with 1500 Reward Points on total spends of Rs 7500 within 30 days of card set up
  • Assured 1500 Reward Points on spends of INR 7,500 within first 30 days of card set-up date

Eligibility Criteria of YES Prosperity Edge Credit Card

Yes Prosperity Edge Credit Card can be yours if your salary is Rs 60,000 per month and you are in the age group of 21 to 60 years. 

  • Should be Salaried or Self Employed
  • Age between 21 years to 60 years
  • Should have a monthly income. For a salaried person, the minimum monthly salary should be INR 60,000 and for self-employed and business persons, the minimum annual ITR should be INR 7.2 lakhs.
  • Must have a good credit score. Generally, a credit score of 700+ is considered good.

Documents Required for YES Prosperity Edge Credit Card

Documents for Identity Proof

Any one of the following

  • Aadhar Card
  • Passport
  • Voter ID
  • Driving License
  • PAN Card
  • Ration Card

Documents for Address Proof

Any one of the following

  • Aadhar Card
  • Ration Card
  • Passport
  • Voter ID
  • Driving License
  • Electricity / Water bill (not more than 2 months old)

Documents for Income Proof

Any one of the following

  • Salary Slips – 3 months
  • Bank Statements – 3 months
  • Form 16 / ITR
  • Proof of business continuity for self-employed applicants

Additional Documents for NRI Applicants

All of the following

  • PAN Card
  • Form 16 / ITR

Other Documents

Recent Passport size colour photographs

 

Fees & Charges of YES Prosperity Edge Credit Card

Fee/Charge

Amount/Rate

Membership Charges

INR 1199+Taxes waived on total retail spends of INR 15000 within 90 days of card setup date

Annual Renewal Charges

INR 1199+Taxes waived on total retail spends of INR 75000 within 12 months prior to the card renewal date

Credit card finance charge

3.5% per month (42% annually)

Minimum amount due each month

5% of the balance outstanding

Interest fee period

50 Days

Finance charge on cash advance

3.5% per month (42% annually)

Cash advance limit

30% of the credit limit

Cash advance fee - YES Bank, local ATMs

2.5% (minimum INR 300)

Cash advance fee - International ATMs

2.5% (minimum INR 300)

Over limit fee

2.5% of the over-limit amount or INR 500 whichever is higher

Foreign Currency Mark-up

3% on all international transactions

Conclusion: Elevate your travel experience with the Yes Bank Prosperity Credit Card

With the Yes Bank Prosperity Credit Card, you can unlock luxurious lounge access and elevate your travel experience to new heights. Say goodbye to the stress and discomfort of airport terminals and embrace the tranquility and luxury of airport lounges. Indulge in complimentary food and beverages, relax in comfortable surroundings, and enjoy a range of amenities that make your journey truly memorable. Don't settle for a mundane travel routine – choose the Yes Bank Prosperity Credit Card and indulge in the lavishness you deserve.

Disclosure: Please Note: Bank will endeavor to issue the Card within 90 days from the date of application. In case of any further delay, the Bank will apprise you of the revised date of Card issuance.

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