Joining benefits:
Yes Prosperity Edge Credit Card can be yours if your salary is Rs 60,000 per month and you are in the age group of 21 to 60 years.
Documents for Identity Proof |
Any one of the following
|
Documents for Address Proof |
Any one of the following
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Documents for Income Proof |
Any one of the following
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Additional Documents for NRI Applicants |
All of the following
|
Other Documents |
Recent Passport size colour photographs |
Fee/Charge |
Amount/Rate |
Membership Charges |
INR 1199+Taxes waived on total retail spends of INR 15000 within 90 days of card setup date |
Annual Renewal Charges |
INR 1199+Taxes waived on total retail spends of INR 75000 within 12 months prior to the card renewal date |
Credit card finance charge |
3.5% per month (42% annually) |
Minimum amount due each month |
5% of balance outstanding |
Interest fee period |
50 Days |
Finance charge on cash advance |
3.5% per month (42% annually) |
Cash advance limit |
30% of the credit limit |
Cash advance fee - YES Bank, local ATMs |
2.5% (minimum INR 300) |
Cash advance fee - International ATMs |
2.5% (minimum INR 300) |
Over limit fee |
2.5% of the over-limit amount or INR 500 whichever is higher |
Foreign Currency Mark-up |
3% on all international transactions |